TRV
NYSE · Insurance
Travelers Cos Inc/The
$293.01
-2.51 (-0.85%)
Performance
1D
—
1W
—
1M
—
3M
+0.30%
6M
+5.49%
1Y
+12.94%
YTD
+2.74%
Open$295.37
Previous Close$295.52
Day High$297.34
Day Low$292.11
52W High$313.12
52W Low$230.43
Volume—
Avg Volume1.53M
Market Cap66.09B
P/E Ratio10.51
EPS$27.75
SectorInsurance
Technical Indicators
Full analysis →
SMA 50
$286.87
Above
SMA 200
$275.35
Above
RSI (14)
67.6
Neutral
Trend
Golden Cross
Bullish
Analyst Ratings
Hold
31 analysts
Price Target
-19.1% upside
Current
$293.01
$293.01
Target
$236.94
$236.94
$148.69
$236.94 avg
$302.35
Key Financials
| FY 2026 | FY 2025 | FY 2024 | |
|---|---|---|---|
| Revenue | 46.29B | 42.17B | 10.83B |
| Net Income | 5.96B | 4.89B | 1.16B |
| Profit Margin | 12.9% | 12.2% | 10.7% |
| EBITDA | 8.44B | 7.30B | 1.42B |
| Free Cash Flow | — | — | 1.42B |
| Rev Growth | +9.8% | +9.8% | +14.0% |
| Debt/Equity | 0.28 | 0.28 | 0.53 |
Dividend
Dividend Yield1.43%
Annual Dividend$4.41
Payout Ratio15.6%
Frequencyquarterly
Ex-Dividend—
Pay Date—
About Travelers Cos Inc/The
The Travelers Companies, Inc. is one of the largest property casualty insurance companies in the United States, headquartered in New York, New York. The company offers a broad range of commercial and personal insurance products, including commercial multi-peril, general liability, workers' compensation, auto, and homeowners coverage distributed through independent agents and brokers. Its three business segments — Business Insurance, Bond & Specialty Insurance, and Personal Insurance — serve businesses of all sizes as well as individual policyholders. Travelers is a component of the Dow Jones Industrial Average and maintains one of the most recognized brands in U.S. commercial insurance.
Insurance Peers
| Symbol | Name | Price | Change | P/E | Mkt Cap |
|---|---|---|---|---|---|
| CB | Chubb Ltd | $325.61 | -0.23% | 12.2 | 125.86B |
| PGR | Progressive Corp | $206.21 | +0.54% | 10.5 | 118.75B |
| MRSH | Marsh & Mclennan Cos | $173.10 | -0.44% | 21.5 | 89.56B |
| MFC | Manulife Financial Corp | $34.43 | +0.20% | 13.6 | 78.82B |
| AON | Aon Plc-Class A | $327.03 | +0.33% | 19.6 | 72.58B |
| AJG | Arthur J Gallagher & Co | $216.28 | -0.21% | 39.3 | 58.65B |
TRV Frequently Asked Questions
What does Travelers Cos Inc/The do?
Travelers underwrites property and casualty insurance — collecting premiums from businesses and individuals in exchange for absorbing the financial risk of accidents, lawsuits, natural disasters, and theft. Its three segments serve distinct markets: Business Insurance for commercial clients, Bond & Specialty for surety and management liability, and Personal Insurance for home and auto policyholders. The company earns both on the underwriting spread (premiums minus claims and expenses) and on investment income from the large float of premiums collected before claims are paid — a float that becomes more valuable as interest rates rise.
Is TRV stock a good investment?
Travelers has earned a reputation as one of the most consistently profitable underwriters in the U.S. property casualty industry — a distinction driven by disciplined underwriting standards and careful risk selection rather than aggressive growth. Its combined ratio (a key measure of underwriting profitability) has historically compared favorably to peers. The primary risks are catastrophe loss exposure — large hurricanes, wildfires, or hail events can generate outsized claims — and the competitive dynamics of insurance pricing cycles, where industry-wide overcapacity periodically compresses premiums.
Who are Travelers Cos Inc/The's main competitors?
In commercial lines, Chubb and Hartford Financial Services are Travelers' most direct and similarly scaled U.S. competitors. Zurich Insurance and AIG compete for large commercial accounts across similar product categories. In personal auto and homeowners insurance, State Farm, Allstate, and Progressive are the major national competitors with comparable personal lines scale. Specialty insurers like Markel and W.R. Berkley compete in niche commercial and excess & surplus lines where Travelers also participates through its bond and specialty segment.
How much does TRV stock cost right now?
TRV is currently trading at $293.01, down 0.85% in today's session. Over the past 52 weeks, the stock has traded between a low of $230.43 and a high of $313.12. The current price represents 76% of its 52-week range, which helps investors gauge where the stock sits relative to its recent trading history.
What is the analyst consensus for TRV?
Among 31 analysts covering TRV, the consensus rating is Hold — 11 rate it a buy, 18 hold, and 2 sell. The average price target sits at $236.94, implying 19% downside from the current price. Keep in mind that analyst targets reflect 12-month expectations and can shift quickly after earnings reports or major company events.
Does Travelers Cos Inc/The make money?
Travelers Cos Inc/The generated $46.29B in revenue during fiscal year 2026, with $5.96B reaching the bottom line as net income. The net profit margin of 12.9% is solid for its sector.
Is TRV stock expensive based on earnings?
TRV trades at a P/E ratio of 10.51 on trailing earnings of $27.75 per share. That's below the S&P 500 average, suggesting the market may see limited growth or is pricing in sector-specific risks. Comparing this multiple against Insurance sector peers gives better context than the broad market alone, since P/E norms vary significantly across industries.
Is TRV stock going up or down?
Performance varies across timeframes, reflecting shifting market conditions. Returns by timeframe: +0.30% (3M), +5.49% (6M), +12.94% (1Y), +2.74% (YTD). Comparing these figures against the S&P 500 and sector benchmarks helps determine whether TRV is outperforming or lagging the broader market.