AJG
NYSE · Insurance
Arthur J Gallagher & Co
$216.28
-0.46 (-0.21%)
Performance
1D
—
1W
—
1M
—
3M
-17.29%
6M
-28.89%
1Y
-35.89%
YTD
-15.52%
Open$218.27
Previous Close$216.74
Day High$218.34
Day Low$214.89
52W High$351.23
52W Low$195.00
Volume—
Avg Volume2.44M
Market Cap58.65B
P/E Ratio39.26
EPS$5.76
SectorInsurance
Technical Indicators
Full analysis →
SMA 50
$246.79
Below
SMA 200
$285.80
Below
RSI (14)
30.5
Neutral
Trend
Death Cross
Bearish
Analyst Ratings
Buy
27 analysts
Price Target
-62.7% upside
Current
$216.28
$216.28
Target
$80.67
$80.67
$46.47
$80.67 avg
$91.43
Key Financials
| FY 2026 | FY 2025 | FY 2024 | |
|---|---|---|---|
| Revenue | 13.78B | 11.71B | 60.27B |
| Net Income | 1.48B | 1.13B | 4.86B |
| Profit Margin | 10.7% | 10.2% | 8.1% |
| EBITDA | 3.64B | 2.94B | 10.90B |
| Free Cash Flow | — | — | 5.27B |
| Rev Growth | +17.7% | +17.7% | +14.1% |
| Debt/Equity | 0.56 | 0.56 | 0.28 |
Dividend
Dividend Yield1.22%
Annual Dividend$2.63
Payout Ratio44.7%
Frequencyquarterly
Ex-DividendFeb 28, 2026
Pay DateMar 16, 2026
About Arthur J Gallagher & Co
Arthur J. Gallagher & Co. is a global insurance brokerage and risk management services company headquartered in Rolling Meadows, Illinois. The company places commercial property and casualty insurance, employee benefits coverage, and specialty risks on behalf of corporate and institutional clients through its brokerage segment, and provides self-insurance administrative services through its risk management segment. Gallagher has pursued an active acquisition strategy, expanding its geographic footprint across North America, the United Kingdom, Australia, and other international markets. It ranks among the largest insurance brokerage firms in the world, competing with Marsh McLennan, Aon, and Willis Towers Watson for middle-market and large commercial accounts.
Insurance Peers
| Symbol | Name | Price | Change | P/E | Mkt Cap |
|---|---|---|---|---|---|
| CB | Chubb Ltd | $325.61 | -0.23% | 12.2 | 125.86B |
| PGR | Progressive Corp | $206.21 | +0.54% | 10.5 | 118.75B |
| MRSH | Marsh & Mclennan Cos | $173.10 | -0.44% | 21.5 | 89.56B |
| MFC | Manulife Financial Corp | $34.43 | +0.20% | 13.6 | 78.82B |
| AON | Aon Plc-Class A | $327.03 | +0.33% | 19.6 | 72.58B |
| TRV | Travelers Cos Inc/The | $293.01 | -0.85% | 10.5 | 66.09B |
AJG Frequently Asked Questions
What does Arthur J. Gallagher do?
Arthur J. Gallagher places insurance — primarily commercial property and casualty coverage and employee benefits — on behalf of businesses that would rather outsource the complexity of finding and negotiating coverage than deal with carriers directly. The brokerage model is asset-light and recurring: clients renew coverage annually, generating a predictable fee and commission stream. The company has supplemented organic growth with an acquisition-led expansion strategy, purchasing dozens of smaller regional and specialty brokers annually to extend its geographic reach and deepen its presence in niche markets.
Is AJG stock a good investment?
Insurance brokerage is one of the more durable business models in financial services — demand for coverage doesn't disappear, and switching brokers is often costly and complex for clients. Gallagher has delivered consistent organic revenue growth alongside margin expansion from integrating acquired businesses. The stock typically trades at a premium to many financial sector peers given this quality of earnings. Key risks include softening insurance market conditions, which reduce premiums and therefore commissions, and integration risk from its heavy acquisition pace. Rising interest rates can also affect income earned on client funds held in transit.
Who are Arthur J. Gallagher's main competitors?
Marsh McLennan and Aon are the two largest global insurance brokers, competing with Gallagher for large corporate and multinational accounts. Willis Towers Watson operates at similar scale in the large commercial and specialty segment. Hub International and Acrisure compete in the middle-market and regional brokerage space where Gallagher is particularly active. Brown & Brown is a direct peer in the publicly traded middle-market broker segment.
Does Arthur J. Gallagher pay dividends?
Gallagher has paid dividends consistently for many years and has a track record of gradually increasing its quarterly payment alongside earnings growth. The company's capital allocation framework prioritizes acquisitions first, with dividends serving as a steady but secondary return mechanism. The yield is modest relative to financials sector peers, reflecting the premium multiple the stock commands. Investors in AJG have historically been rewarded more through price appreciation than income, given the company's strong compounding of earnings through its acquisition model.
How much does AJG stock cost right now?
AJG is currently trading at $216.28, down 0.21% in today's session. Over the past 52 weeks, the stock has traded between a low of $195.00 and a high of $351.23. The current price represents 14% of its 52-week range, which helps investors gauge where the stock sits relative to its recent trading history.
What is the analyst consensus for AJG?
Among 27 analysts covering AJG, the consensus rating is Buy — 15 rate it a buy, 11 hold, and 1 sell. The average price target sits at $80.67, implying 63% downside from the current price. Keep in mind that analyst targets reflect 12-month expectations and can shift quickly after earnings reports or major company events.
Does Arthur J Gallagher & Co make money?
Arthur J Gallagher & Co generated $13.78B in revenue during fiscal year 2026, with $1.48B reaching the bottom line as net income. The net profit margin of 10.7% is solid for its sector.
Is AJG stock expensive based on earnings?
AJG trades at a P/E ratio of 39.26 on trailing earnings of $5.76 per share. That's above the S&P 500 historical average, suggesting the market expects above-average earnings growth ahead. Comparing this multiple against Insurance sector peers gives better context than the broad market alone, since P/E norms vary significantly across industries.
Is AJG stock going up or down?
Performance varies across timeframes, reflecting shifting market conditions. Returns by timeframe: -17.29% (3M), -28.89% (6M), -35.89% (1Y), -15.52% (YTD). Comparing these figures against the S&P 500 and sector benchmarks helps determine whether AJG is outperforming or lagging the broader market.