Optimumbank Holdings Inc

Stocks Under $10 Bank & Financial Stocks Best Dividend Stocks

$5.06

+0.16 (+3.27%)

As of Feb 8, 2:17 PM ET ·

Dividend Overview

2.72%

Dividend Yield

+1.42% vs S&P 500 avg

$0.69

Annual Dividend

Per Payment$0.17

Frequencyquarterly

Payout Ratio37.1%

Ex-DividendMar 6, 2026

Pay DateMar 22, 2026

Stock Price$5.06

Dividend Income Calculator

If you invest $10,000 in OPHC at $5.06/share

Monthly

$113.55

Quarterly

$340.66

Annually

$1,362.65

1976 shares Based on current price of $5.06 per share

To earn $100/month in dividends

You would need 1,741 shares

$8,809.46

investment needed

Dividend Safety

Safe 37.1% payout ratio

Safe Moderate High

A payout ratio under 60% suggests the dividend is well-covered by earnings with room to grow.

Dividend Comparison — Banking

Stock	Yield	Annual Div	Payout Ratio	Price
BAC Bank of America Corp	2.04%	$1.23	35.2%	$56.53
RY Royal Bank Of Canada	2.84%	$6.25	43.2%	$170.40
WFC Wells Fargo & Co	2.04%	$1.81	31.6%	$93.97
TD Toronto-Dominion Bank	3.25%	$4.46	37.3%	$96.68
C Citigroup Inc	2.07%	$2.75	41.0%	$122.69
BMO Bank Of Montreal	3.49%	$7.00	57.8%	$141.73
BNS Bank Of Nova Scotia	4.26%	$4.74	75.4%	$76.34
CM Can Imperial Bk Of Commerce	3.31%	$4.27	47.4%	$96.68
PNC Pnc Financial Services Group	2.85%	$7.28	49.1%	$242.48
USB Us Bancorp	3.52%	$2.21	54.7%	$60.69