ABCB
ABCB
NYSE · Banking

Ameris Bancorp

$83.00
-0.50 (-0.60%)
Financial Highlights (FY 2026)
Revenue
1.05B
Net Income
402.56M
Gross Margin
Profit Margin
31.9%
Rev Growth
+12.0%
D/E Ratio
0.04
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 50.0% 50.0%
Operating Margin 41.7% 37.6% 29.1% 29.9%
Profit Margin 31.9% 30.3% 28.6% 25.1%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 1.05B 936.95M 1.59B 1.51B
Gross Profit 792.63M 755.27M
Operating Income 438.00M 352.00M 461.81M 451.98M
Net Income 402.56M 323.52M 453.88M 379.40M
Gross Margin 50.0% 50.0%
Operating Margin 41.7% 37.6% 29.1% 29.9%
Profit Margin 31.9% 30.3% 28.6% 25.1%
Rev Growth +12.0% +12.0% +10.1% +19.8%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 95.79M 95.79M 694.81M 640.89M
Total Equity 2.71B 2.71B 3.93B 3.82B
D/E Ratio 0.04 0.04 0.18 0.17
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 489.34M 415.10M 488.65M 528.07M
Free Cash Flow 418.69M 327.13M