AFRM
NASDAQ · Financial Services
Affirm Holdings Inc
$68.11
-1.55 (-2.23%)
Financial Highlights (FY 2026)
Revenue
4.14B
Net Income
1.88B
Gross Margin
92.7%
Profit Margin
45.3%
Rev Growth
+39.0%
D/E Ratio
1.79
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | 92.7% | 92.7% | 52.6% | 52.6% |
| Operating Margin | 9.8% | 8.8% | 31.5% | 30.0% |
| Profit Margin | 45.3% | 43.0% | 27.1% | 23.0% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 4.14B | 2.98B | 3.11B | 3.32B |
| Gross Profit | 3.84B | 2.76B | 1.64B | 1.75B |
| Operating Income | 406.65M | 263.37M | 979.51M | 995.41M |
| Net Income | 1.88B | 1.21B | 841.91M | 763.07M |
| Gross Margin | 92.7% | 92.7% | 52.6% | 52.6% |
| Operating Margin | 9.8% | 8.8% | 31.5% | 30.0% |
| Profit Margin | 45.3% | 43.0% | 27.1% | 23.0% |
| Rev Growth | +39.0% | +39.0% | -9.4% | -4.2% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 7.40B | 7.40B | 8.83B | 9.63B |
| Total Equity | 4.14B | 4.14B | 9.90B | 10.58B |
| D/E Ratio | 1.79 | 1.79 | 0.89 | 0.91 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 701.46M | 479.55M | 1.30B | 1.46B |
| Free Cash Flow | — | — | 490.81M | 489.52M |