AFRM
NASDAQ · Financial Services
Affirm Holdings Inc
$45.05
+0.26 (+0.58%)
Financial Highlights (FY 2026)
Revenue
2.86B
Net Income
46.31M
Gross Margin
92.5%
Profit Margin
1.6%
Rev Growth
+33.7%
D/E Ratio
2.48
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | 92.5% | 92.5% | 52.6% | 52.6% |
| Operating Margin | -0.3% | -0.3% | 31.5% | 30.0% |
| Profit Margin | 1.6% | 1.5% | 27.1% | 23.0% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 2.86B | 2.14B | 3.11B | 3.32B |
| Gross Profit | 2.65B | 1.98B | 1.64B | 1.75B |
| Operating Income | -8,299,400 | -5,587,149 | 979.51M | 995.41M |
| Net Income | 46.31M | 31.18M | 841.91M | 763.07M |
| Gross Margin | 92.5% | 92.5% | 52.6% | 52.6% |
| Operating Margin | -0.3% | -0.3% | 31.5% | 30.0% |
| Profit Margin | 1.6% | 1.5% | 27.1% | 23.0% |
| Rev Growth | +33.7% | +33.7% | -9.4% | -4.2% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 6.15B | 6.15B | 8.83B | 9.63B |
| Total Equity | 2.48B | 2.48B | 9.90B | 10.58B |
| D/E Ratio | 2.48 | 2.48 | 0.89 | 0.91 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 631.93M | 449.05M | 1.30B | 1.46B |
| Free Cash Flow | — | — | 490.81M | 489.52M |