BLFY
BLFY
NASDAQ · Banking

Blue Foundry Bancorp

$12.77
-0.30 (-2.30%)
Financial Highlights (FY 2025)
Revenue
102.78M
Net Income
19.74M
Gross Margin
52.2%
Profit Margin
19.2%
Rev Growth
+24.6%
D/E Ratio
0.28
Revenue & Net Income
Margin Trends
FY 2025 FY 2024 FY 2023
Gross Margin 52.2% 52.2% 52.2%
Operating Margin 24.3% 27.7% 26.6%
Profit Margin 19.2% 24.2% 22.7%
Income Statement
FY 2025 FY 2024 FY 2023
Revenue 102.78M 91.03M 83.34M
Gross Profit 53.68M 47.54M 43.52M
Operating Income 24.94M 25.21M 22.17M
Net Income 19.74M 22.02M 18.93M
Gross Margin 52.2% 52.2% 52.2%
Operating Margin 24.3% 27.7% 26.6%
Profit Margin 19.2% 24.2% 22.7%
Rev Growth +24.6% +1.3% -8.3%
Balance Sheet
FY 2025 FY 2024 FY 2023
Total Debt 27.62M 27.77M 32.81M
Total Equity 99.98M 101.61M 95.07M
D/E Ratio 0.28 0.27 0.35
Cash Flow
FY 2025 FY 2024 FY 2023
EBITDA 38.02M 29.80M 27.65M
Free Cash Flow 13.97M 15.87M 9.10M