CACC
CACC
NASDAQ · Financial Services

Credit Acceptance Corp

$531.34
+8.76 (+1.68%)
As of Nov 7, 1:27 AM ET ·
Financial Highlights (FY 2026)
Revenue
1.98B
Net Income
362.76M
Gross Margin
—
Profit Margin
18.3%
Rev Growth
+8.1%
D/E Ratio
4.17
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin — — 66.2% 66.2%
Operating Margin 44.4% 39.9% 19.0% 23.1%
Profit Margin 18.3% 17.4% 21.8% 17.8%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 1.98B 1.83B 1.75B 1.73B
Gross Profit — — 1.16B 1.14B
Operating Income 880.05M 732.42M 332.52M 398.38M
Net Income 362.76M 301.91M 380.99M 307.58M
Gross Margin — — 66.2% 66.2%
Operating Margin 44.4% 39.9% 19.0% 23.1%
Profit Margin 18.3% 17.4% 21.8% 17.8%
Rev Growth +8.1% +8.1% +22.0% +3.0%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 2.14B 2.14B 1.47B 1.28B
Total Equity 512.31M 512.31M 4.18B 4.23B
D/E Ratio 4.17 4.17 0.35 0.30
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 883.07M 775.76M 542.43M 562.75M
Free Cash Flow — — 176.69M 272.41M