CACC
CACC
NASDAQ · Financial Services

Credit Acceptance Corp

$533.15
+10.28 (+1.97%)
As of May 10, 9:51 PM ET ·
Financial Highlights (FY 2026)
Revenue
2.00B
Net Income
366.39M
Gross Margin
Profit Margin
18.3%
Rev Growth
+8.1%
D/E Ratio
4.17
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 66.2% 66.2%
Operating Margin 44.4% 39.9% 19.0% 23.1%
Profit Margin 18.3% 17.4% 21.8% 17.8%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 2.00B 1.85B 1.75B 1.73B
Gross Profit 1.16B 1.14B
Operating Income 888.85M 739.75M 332.52M 398.38M
Net Income 366.39M 304.93M 380.99M 307.58M
Gross Margin 66.2% 66.2%
Operating Margin 44.4% 39.9% 19.0% 23.1%
Profit Margin 18.3% 17.4% 21.8% 17.8%
Rev Growth +8.1% +8.1% +22.0% +3.0%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 2.17B 2.17B 1.47B 1.28B
Total Equity 519.20M 519.20M 4.18B 4.23B
D/E Ratio 4.17 4.17 0.35 0.30
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 891.90M 783.52M 542.43M 562.75M
Free Cash Flow 176.69M 272.41M