CACC
CACC
NASDAQ · Financial Services

Credit Acceptance Corp

$585.58
+4.28 (+0.74%)
As of Aug 8, 9:51 PM ET ·
Financial Highlights (FY 2026)
Revenue
2.03B
Net Income
371.15M
Gross Margin
Profit Margin
18.3%
Rev Growth
+8.1%
D/E Ratio
4.17
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 66.2% 66.2%
Operating Margin 44.4% 39.9% 19.0% 23.1%
Profit Margin 18.3% 17.4% 21.8% 17.8%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 2.03B 1.88B 1.75B 1.73B
Gross Profit 1.16B 1.14B
Operating Income 900.39M 749.36M 332.52M 398.38M
Net Income 371.15M 308.89M 380.99M 307.58M
Gross Margin 66.2% 66.2%
Operating Margin 44.4% 39.9% 19.0% 23.1%
Profit Margin 18.3% 17.4% 21.8% 17.8%
Rev Growth +8.1% +8.1% +22.0% +3.0%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 2.41B 2.41B 1.47B 1.28B
Total Equity 577.66M 577.66M 4.18B 4.23B
D/E Ratio 4.17 4.17 0.35 0.30
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 903.48M 793.70M 542.43M 562.75M
Free Cash Flow 176.69M 272.41M