CACC
CACC
NASDAQ · Financial Services

Credit Acceptance Corp

$443.91
+4.14 (+0.94%)
Financial Highlights (FY 2026)
Revenue
2.09B
Net Income
382.74M
Gross Margin
Profit Margin
18.3%
Rev Growth
+8.1%
D/E Ratio
4.17
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 66.2% 66.2%
Operating Margin 44.4% 39.9% 19.0% 23.1%
Profit Margin 18.3% 17.4% 21.8% 17.8%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 2.09B 1.93B 1.75B 1.73B
Gross Profit 1.16B 1.14B
Operating Income 928.51M 772.76M 332.52M 398.38M
Net Income 382.74M 318.53M 380.99M 307.58M
Gross Margin 66.2% 66.2%
Operating Margin 44.4% 39.9% 19.0% 23.1%
Profit Margin 18.3% 17.4% 21.8% 17.8%
Rev Growth +8.1% +8.1% +22.0% +3.0%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 2.12B 2.12B 1.47B 1.28B
Total Equity 507.73M 507.73M 4.18B 4.23B
D/E Ratio 4.17 4.17 0.35 0.30
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 928.45M 815.63M 542.43M 562.75M
Free Cash Flow 176.69M 272.41M