CFFI
CFFI
NASDAQ · Banking

C & F Financial Corp

$83.50
-0.39 (-0.46%)
As of Jul 4, 2:06 AM ET ·
Financial Highlights (FY 2026)
Revenue
111.75M
Net Income
26.72M
Gross Margin
Profit Margin
24.1%
Rev Growth
+2.2%
D/E Ratio
0.43
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 42.4% 42.4%
Operating Margin 30.3% 27.3% 27.8% 29.7%
Profit Margin 24.1% 22.9% 23.4% 20.2%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 111.75M 109.37M 139.85M 106.80M
Gross Profit 59.36M 45.34M
Operating Income 33.87M 29.84M 38.89M 31.73M
Net Income 26.72M 23.53M 32.78M 21.54M
Gross Margin 42.4% 42.4%
Operating Margin 30.3% 27.3% 27.8% 29.7%
Profit Margin 24.1% 22.9% 23.4% 20.2%
Rev Growth +2.2% +2.2% -4.5% +16.0%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 40.66M 40.66M 25.13M 23.39M
Total Equity 93.91M 93.91M 193.79M 195.36M
D/E Ratio 0.43 0.43 0.13 0.12
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 42.28M 39.31M 54.46M 39.84M
Free Cash Flow 29.80M 21.68M