CFFI
CFFI
NASDAQ · Banking

C & F Financial Corp

$72.02
-0.21 (-0.29%)
Financial Highlights (FY 2026)
Revenue
116.15M
Net Income
27.77M
Gross Margin
Profit Margin
24.1%
Rev Growth
+2.2%
D/E Ratio
0.43
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 42.4% 42.4%
Operating Margin 30.3% 27.3% 27.8% 29.7%
Profit Margin 24.1% 22.9% 23.4% 20.2%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 116.15M 113.67M 139.85M 106.80M
Gross Profit 59.36M 45.34M
Operating Income 35.21M 31.01M 38.89M 31.73M
Net Income 27.77M 24.46M 32.78M 21.54M
Gross Margin 42.4% 42.4%
Operating Margin 30.3% 27.3% 27.8% 29.7%
Profit Margin 24.1% 22.9% 23.4% 20.2%
Rev Growth +2.2% +2.2% -4.5% +16.0%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 37.79M 37.79M 25.13M 23.39M
Total Equity 87.28M 87.28M 193.79M 195.36M
D/E Ratio 0.43 0.43 0.13 0.12
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 38.28M 35.59M 54.46M 39.84M
Free Cash Flow 29.80M 21.68M