CFFI
NASDAQ · Banking
C & F Financial Corp
$96.97
-1.00 (-1.02%)
Financial Highlights (FY 2026)
Revenue
112.84M
Net Income
26.97M
Gross Margin
—
Profit Margin
24.1%
Rev Growth
+2.2%
D/E Ratio
0.43
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 42.4% | 42.4% |
| Operating Margin | 30.3% | 27.3% | 27.8% | 29.7% |
| Profit Margin | 24.1% | 22.9% | 23.4% | 20.2% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 112.84M | 110.43M | 139.85M | 106.80M |
| Gross Profit | — | — | 59.36M | 45.34M |
| Operating Income | 34.20M | 30.13M | 38.89M | 31.73M |
| Net Income | 26.97M | 23.76M | 32.78M | 21.54M |
| Gross Margin | — | — | 42.4% | 42.4% |
| Operating Margin | 30.3% | 27.3% | 27.8% | 29.7% |
| Profit Margin | 24.1% | 22.9% | 23.4% | 20.2% |
| Rev Growth | +2.2% | +2.2% | -4.5% | +16.0% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 47.68M | 47.68M | 25.13M | 23.39M |
| Total Equity | 110.11M | 110.11M | 193.79M | 195.36M |
| D/E Ratio | 0.43 | 0.43 | 0.13 | 0.12 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 42.69M | 39.69M | 54.46M | 39.84M |
| Free Cash Flow | — | — | 29.80M | 21.68M |