CHYM
NASDAQ · Financial Services
Chime Financial Inc-Cl A
$30.18
+0.31 (+1.04%)
Financial Highlights (FY 2026)
Revenue
3.50B
Net Income
-1,618,262,079
Gross Margin
88.0%
Profit Margin
-46.2%
Rev Growth
+29.4%
D/E Ratio
—
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | 88.0% | 88.0% | 37.5% | 37.5% |
| Operating Margin | -47.6% | -42.8% | 26.6% | 28.8% |
| Profit Margin | -46.2% | -43.9% | 27.4% | 26.9% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 3.50B | 2.71B | 1.45B | 1.55B |
| Gross Profit | 3.08B | 2.38B | 542.59M | 580.97M |
| Operating Income | -1,666,481,799 | -1,158,888,594 | 385.86M | 446.54M |
| Net Income | -1,618,262,079 | -1,125,356,105 | 396.69M | 416.57M |
| Gross Margin | 88.0% | 88.0% | 37.5% | 37.5% |
| Operating Margin | -47.6% | -42.8% | 26.6% | 28.8% |
| Profit Margin | -46.2% | -43.9% | 27.4% | 26.9% |
| Rev Growth | +29.4% | +29.4% | +5.1% | -7.7% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 0 | 0 | 2.15B | 2.46B |
| Total Equity | — | — | 3.14B | 3.42B |
| D/E Ratio | — | — | 0.68 | 0.72 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | -1,640,787,893 | -1,204,410,831 | 502.72M | 523.48M |
| Free Cash Flow | — | — | 197.17M | 175.60M |