CIA
CIA
NYSE · Insurance

Citizens Inc

$5.22
-0.04 (-0.76%)
Financial Highlights (FY 2026)
Revenue
254.56M
Net Income
14.53M
Gross Margin
Profit Margin
5.7%
Rev Growth
+3.2%
D/E Ratio
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 37.8% 37.8%
Operating Margin 6.8% 6.1% 13.2% 13.3%
Profit Margin 5.7% 5.4% 10.8% 9.7%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 254.56M 246.64M 170.38M 136.32M
Gross Profit 64.44M 51.56M
Operating Income 17.39M 15.16M 22.50M 18.10M
Net Income 14.53M 12.67M 18.38M 13.23M
Gross Margin 37.8% 37.8%
Operating Margin 6.8% 6.1% 13.2% 13.3%
Profit Margin 5.7% 5.4% 10.8% 9.7%
Rev Growth +3.2% +3.2% -5.2% +19.4%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 0 0 126.51M 115.46M
Total Equity 142.59M 146.62M
D/E Ratio 0.89 0.79
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 17.85M 16.43M 33.41M 24.04M
Free Cash Flow 26.58M 17.34M