CPSS
NASDAQ · Financial Services
Consumer Portfolio Services
$9.89
-0.28 (-2.75%)
Financial Highlights (FY 2026)
Revenue
379.18M
Net Income
17.12M
Gross Margin
45.8%
Profit Margin
4.5%
Rev Growth
+10.8%
D/E Ratio
11.26
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | 45.8% | 45.8% | 53.0% | 53.0% |
| Operating Margin | 5.0% | 4.5% | 27.6% | 28.2% |
| Profit Margin | 4.5% | 4.3% | 27.7% | 25.9% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 379.18M | 342.13M | 38.03M | 39.18M |
| Gross Profit | 173.59M | 156.63M | 20.15M | 20.76M |
| Operating Income | 19.03M | 15.46M | 10.51M | 11.05M |
| Net Income | 17.12M | 13.90M | 10.52M | 10.14M |
| Gross Margin | 45.8% | 45.8% | 53.0% | 53.0% |
| Operating Margin | 5.0% | 4.5% | 27.6% | 28.2% |
| Profit Margin | 4.5% | 4.3% | 27.7% | 25.9% |
| Rev Growth | +10.8% | +10.8% | +16.4% | +10.3% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 99.64M | 99.64M | 50.23M | 39.63M |
| Total Equity | 8.85M | 8.85M | 69.52M | 66.34M |
| D/E Ratio | 11.26 | 11.26 | 0.72 | 0.60 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 19.83M | 17.00M | 16.71M | 17.26M |
| Free Cash Flow | — | — | 10.08M | 7.28M |