CZWI
CZWI
NASDAQ · Banking

Citizens Community Bancorp I

$21.30
+0.10 (+0.47%)
As of Oct 3, 10:52 PM ET ·
Financial Highlights (FY 2026)
Revenue
62.12M
Net Income
14.23M
Gross Margin
—
Profit Margin
26.6%
Rev Growth
+4.7%
D/E Ratio
0.28
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin — — 47.2% 47.2%
Operating Margin 35.3% 31.8% 36.2% 37.9%
Profit Margin 26.6% 25.3% 29.2% 29.9%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 62.12M 59.32M 65.24M 78.94M
Gross Profit — — 30.79M 37.25M
Operating Income 21.93M 18.85M 23.59M 29.94M
Net Income 14.23M 12.23M 19.06M 23.60M
Gross Margin — — 47.2% 47.2%
Operating Margin 35.3% 31.8% 36.2% 37.9%
Profit Margin 26.6% 25.3% 29.2% 29.9%
Rev Growth +4.7% +4.7% +0.6% +12.9%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 22.44M 22.44M 84.42M 72.86M
Total Equity 81.44M 81.44M 136.55M 121.76M
D/E Ratio 0.28 0.28 0.62 0.60
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 31.60M 28.67M 37.09M 48.08M
Free Cash Flow — — 20.77M 18.28M