CZWI
CZWI
NASDAQ · Banking

Citizens Community Bancorp I

$20.31
+0.51 (+2.58%)
As of Apr 1, 2:40 PM ET ·
Financial Highlights (FY 2026)
Revenue
60.72M
Net Income
13.91M
Gross Margin
Profit Margin
26.6%
Rev Growth
+4.7%
D/E Ratio
0.28
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 47.2% 47.2%
Operating Margin 35.3% 31.8% 36.2% 37.9%
Profit Margin 26.6% 25.3% 29.2% 29.9%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 60.72M 57.98M 65.24M 78.94M
Gross Profit 30.79M 37.25M
Operating Income 21.43M 18.42M 23.59M 29.94M
Net Income 13.91M 11.95M 19.06M 23.60M
Gross Margin 47.2% 47.2%
Operating Margin 35.3% 31.8% 36.2% 37.9%
Profit Margin 26.6% 25.3% 29.2% 29.9%
Rev Growth +4.7% +4.7% +0.6% +12.9%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 20.06M 20.06M 84.42M 72.86M
Total Equity 72.78M 72.78M 136.55M 121.76M
D/E Ratio 0.28 0.28 0.62 0.60
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 18.78M 17.04M 37.09M 48.08M
Free Cash Flow 20.77M 18.28M