ECPG
ECPG
NASDAQ · Financial Services

Encore Capital Group Inc

$71.61
+0.63 (+0.89%)
As of Mar 25, 1:56 PM ET ·
Financial Highlights (FY 2026)
Revenue
1.60B
Net Income
232.03M
Gross Margin
80.5%
Profit Margin
14.5%
Rev Growth
+10.7%
D/E Ratio
4.10
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 80.5% 80.5% 47.6% 47.6%
Operating Margin 35.3% 31.8% 25.8% 25.3%
Profit Margin 14.5% 13.8% 29.1% 24.2%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 1.60B 1.44B 279.39M 312.49M
Gross Profit 1.29B 1.16B 132.97M 148.72M
Operating Income 564.73M 459.30M 72.16M 79.00M
Net Income 232.03M 188.71M 81.34M 75.48M
Gross Margin 80.5% 80.5% 47.6% 47.6%
Operating Margin 35.3% 31.8% 25.8% 25.3%
Profit Margin 14.5% 13.8% 29.1% 24.2%
Rev Growth +10.7% +10.7% +18.6% -4.0%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 596.35M 596.35M 161.32M 144.89M
Total Equity 145.57M 145.57M 948.92M 1.07B
D/E Ratio 4.10 4.10 0.17 0.14
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 595.21M 510.98M 123.07M 141.14M
Free Cash Flow 64.87M 80.77M