ENVA
ENVA
NYSE · Financial Services

Enova International Inc

$136.66
-0.72 (-0.52%)
As of Mar 25, 9:56 PM ET ·
Financial Highlights (FY 2026)
Revenue
1.52B
Net Income
256.90M
Gross Margin
100.0%
Profit Margin
16.9%
Rev Growth
+17.9%
D/E Ratio
3.37
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 100.0% 100.0% 42.1% 42.1%
Operating Margin 40.3% 36.3% 20.8% 20.2%
Profit Margin 16.9% 16.0% 20.3% 18.0%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 1.52B 1.29B 1.25B 1.04B
Gross Profit 1.52B 1.29B 525.59M 438.60M
Operating Income 615.20M 469.74M 260.23M 211.09M
Net Income 256.90M 196.16M 254.25M 187.49M
Gross Margin 100.0% 100.0% 42.1% 42.1%
Operating Margin 40.3% 36.3% 20.8% 20.2%
Profit Margin 16.9% 16.0% 20.3% 18.0%
Rev Growth +17.9% +17.9% +24.7% +15.7%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 1.39B 1.39B 1.13B 1.38B
Total Equity 411.58M 411.58M 1.31B 1.18B
D/E Ratio 3.37 3.37 0.86 1.17
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 649.97M 523.86M 364.68M 271.23M
Free Cash Flow 167.69M 116.91M