ESNT
NYSE · Financial Services
Essent Group Ltd
$68.81
-0.53 (-0.76%)
Financial Highlights (FY 2026)
Revenue
1.14B
Net Income
625.34M
Gross Margin
—
Profit Margin
54.7%
Rev Growth
+8.0%
D/E Ratio
0.09
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 57.4% | 57.4% |
| Operating Margin | 67.8% | 61.0% | 45.4% | 40.0% |
| Profit Margin | 54.7% | 52.0% | 31.2% | 27.1% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 1.14B | 1.06B | 887.86M | 741.37M |
| Gross Profit | — | — | 509.20M | 425.19M |
| Operating Income | 774.50M | 645.36M | 403.19M | 296.78M |
| Net Income | 625.34M | 521.07M | 277.00M | 201.15M |
| Gross Margin | — | — | 57.4% | 57.4% |
| Operating Margin | 67.8% | 61.0% | 45.4% | 40.0% |
| Profit Margin | 54.7% | 52.0% | 31.2% | 27.1% |
| Rev Growth | +8.0% | +8.0% | -6.6% | -5.2% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 240.56M | 240.56M | 2.68B | 2.63B |
| Total Equity | 2.80B | 2.80B | 2.46B | 2.74B |
| D/E Ratio | 0.09 | 0.09 | 1.09 | 0.96 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 779.26M | 685.39M | 516.76M | 450.79M |
| Free Cash Flow | — | — | 248.03M | 205.77M |