HRTG
HRTG
NYSE · Insurance

Heritage Insurance Holdings

$25.19
-1.06 (-4.04%)
Financial Highlights (FY 2026)
Revenue
926.02M
Net Income
69.75M
Gross Margin
Profit Margin
7.5%
Rev Growth
+9.0%
D/E Ratio
0.46
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 61.9% 61.9%
Operating Margin 11.5% 10.3% 9.2% 8.6%
Profit Margin 7.5% 7.2% 7.6% 7.2%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 926.02M 849.87M 865.08M 807.40M
Gross Profit 535.75M 500.03M
Operating Income 106.12M 87.66M 79.78M 69.19M
Net Income 69.75M 57.61M 65.44M 57.98M
Gross Margin 61.9% 61.9%
Operating Margin 11.5% 10.3% 9.2% 8.6%
Profit Margin 7.5% 7.2% 7.6% 7.2%
Rev Growth +9.0% +9.0% +5.4% +19.2%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 128.81M 128.81M 98.24M 90.34M
Total Equity 278.75M 278.75M 441.36M 375.06M
D/E Ratio 0.46 0.46 0.22 0.24
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 108.96M 95.00M 104.60M 102.44M
Free Cash Flow 50.86M 38.73M