HRTG
HRTG
NYSE · Insurance

Heritage Insurance Holdings

$23.15
-0.84 (-3.50%)
Financial Highlights (FY 2026)
Revenue
820.26M
Net Income
189.35M
Gross Margin
Profit Margin
23.1%
Rev Growth
+8.6%
D/E Ratio
0.19
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 61.9% 61.9%
Operating Margin 31.5% 28.4% 9.2% 8.6%
Profit Margin 23.1% 21.9% 7.6% 7.2%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 820.26M 755.65M 865.08M 807.40M
Gross Profit 535.75M 500.03M
Operating Income 258.63M 214.43M 79.78M 69.19M
Net Income 189.35M 156.99M 65.44M 57.98M
Gross Margin 61.9% 61.9%
Operating Margin 31.5% 28.4% 9.2% 8.6%
Profit Margin 23.1% 21.9% 7.6% 7.2%
Rev Growth +8.6% +8.6% +5.4% +19.2%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 55.05M 55.05M 98.24M 90.34M
Total Equity 295.80M 295.80M 441.36M 375.06M
D/E Ratio 0.19 0.19 0.22 0.24
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 261.02M 228.44M 104.60M 102.44M
Free Cash Flow 50.86M 38.73M