JCAP
JCAP
NASDAQ · Financial Services

Jefferson Capital Inc

$17.81
+0.30 (+1.71%)
Financial Highlights (FY 2026)
Revenue
1.13B
Net Income
346.25M
Gross Margin
69.5%
Profit Margin
30.7%
Rev Growth
D/E Ratio
2.96
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 69.5% 56.6% 56.6% 56.6%
Operating Margin 51.6% 38.0% 33.8% 38.5%
Profit Margin 30.7% 40.4% 33.4% 41.0%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 1.13B 243.03M 229.03M 254.46M
Gross Profit 784.95M 137.67M 129.74M 144.14M
Operating Income 583.06M 92.35M 77.52M 97.84M
Net Income 346.25M 98.27M 76.41M 104.22M
Gross Margin 69.5% 56.6% 56.6% 56.6%
Operating Margin 51.6% 38.0% 33.8% 38.5%
Profit Margin 30.7% 40.4% 33.4% 41.0%
Rev Growth -1.8% -3.3% +19.9%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 359.12M 393.36M 345.97M 329.27M
Total Equity 121.35M 478.46M 455.67M 422.45M
D/E Ratio 2.96 0.82 0.76 0.78
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 592.70M 135.89M 134.70M 147.47M
Free Cash Flow 108.16M 79.12M 106.76M