LPRO
NASDAQ · Financial Services
Open Lending Corp
$3.11
-0.01 (-0.32%)
Financial Highlights (FY 2026)
Revenue
93.00M
Net Income
-4,224,112
Gross Margin
76.9%
Profit Margin
-4.5%
Rev Growth
-19.6%
D/E Ratio
1.13
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | 76.9% | 76.9% | 55.4% | 55.4% |
| Operating Margin | -5.6% | -5.0% | 39.2% | 35.9% |
| Profit Margin | -4.5% | -4.3% | 28.8% | 30.0% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 93.00M | 115.73M | 47.79M | 39.76M |
| Gross Profit | 71.50M | 88.97M | 26.46M | 22.02M |
| Operating Income | -5,198,781 | -5,822,427 | 18.73M | 14.29M |
| Net Income | -4,224,112 | -4,730,837 | 13.78M | 11.92M |
| Gross Margin | 76.9% | 76.9% | 55.4% | 55.4% |
| Operating Margin | -5.6% | -5.0% | 39.2% | 35.9% |
| Profit Margin | -4.5% | -4.3% | 28.8% | 30.0% |
| Rev Growth | -19.6% | -19.6% | -7.9% | +12.3% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 97.64M | 97.64M | 26.26M | 25.57M |
| Total Equity | 86.35M | 86.35M | 159.60M | 167.07M |
| D/E Ratio | 1.13 | 1.13 | 0.16 | 0.15 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | -4,898,550 | -5,790,968 | 23.01M | 21.19M |
| Free Cash Flow | — | — | 9.48M | 5.38M |