NU
NYSE · Banking
Nu Holdings Ltd/Cayman Isl-A
$13.80
-0.46 (-3.23%)
Financial Highlights (FY 2026)
Revenue
16.15B
Net Income
2.94B
Gross Margin
42.0%
Profit Margin
18.2%
Rev Growth
+48.8%
D/E Ratio
4.17
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | 42.0% | 42.0% | 38.9% | 38.9% |
| Operating Margin | 24.5% | 22.1% | 40.5% | 39.7% |
| Profit Margin | 18.2% | 17.3% | 32.8% | 28.0% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 16.15B | 10.85B | 25.82B | 27.63B |
| Gross Profit | 6.78B | 4.56B | 10.04B | 10.74B |
| Operating Income | 3.96B | 2.40B | 10.47B | 10.98B |
| Net Income | 2.94B | 1.78B | 8.46B | 7.75B |
| Gross Margin | 42.0% | 42.0% | 38.9% | 38.9% |
| Operating Margin | 24.5% | 22.1% | 40.5% | 39.7% |
| Profit Margin | 18.2% | 17.3% | 32.8% | 28.0% |
| Rev Growth | +48.8% | +48.8% | +14.9% | +18.5% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 27.96B | 27.96B | 12.33B | 13.87B |
| Total Equity | 6.70B | 6.70B | 59.53B | 60.22B |
| D/E Ratio | 4.17 | 4.17 | 0.21 | 0.23 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 4.06B | 2.59B | 12.86B | 14.80B |
| Free Cash Flow | — | — | 7.55B | 6.30B |