OPFI
OPFI
NYSE · Financial Services

Oppfi Inc

$6.41
-0.04 (-0.62%)
Financial Highlights (FY 2026)
Revenue
1.95B
Net Income
86.11M
Gross Margin
98.9%
Profit Margin
4.4%
Rev Growth
+9.7%
D/E Ratio
5.49
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 98.9% 98.9% 53.5% 53.5%
Operating Margin 27.9% 25.1% 49.7% 44.4%
Profit Margin 4.4% 4.2% 41.8% 37.8%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 1.95B 1.78B 168.82M 172.86M
Gross Profit 1.93B 1.76B 90.25M 92.41M
Operating Income 545.17M 447.47M 83.97M 76.75M
Net Income 86.11M 70.68M 70.58M 65.31M
Gross Margin 98.9% 98.9% 53.5% 53.5%
Operating Margin 27.9% 25.1% 49.7% 44.4%
Profit Margin 4.4% 4.2% 41.8% 37.8%
Rev Growth +9.7% +9.7% +16.2% +2.4%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 253.39M 253.39M 74.77M 70.37M
Total Equity 46.12M 46.12M 302.08M 276.26M
D/E Ratio 5.49 5.49 0.25 0.25
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 561.98M 486.90M 114.82M 111.64M
Free Cash Flow 64.25M 76.48M