OPFI
OPFI
NYSE · Financial Services

Oppfi Inc

$8.07
+0.11 (+1.38%)
As of Mar 25, 2:25 PM ET ·
Financial Highlights (FY 2026)
Revenue
2.31B
Net Income
31.88M
Gross Margin
98.6%
Profit Margin
1.4%
Rev Growth
+14.5%
D/E Ratio
9.73
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 98.6% 98.6% 53.5% 53.5%
Operating Margin 18.0% 16.2% 49.7% 44.4%
Profit Margin 1.4% 1.3% 41.8% 37.8%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 2.31B 2.02B 168.82M 172.86M
Gross Profit 2.28B 1.99B 90.25M 92.41M
Operating Income 415.10M 326.33M 83.97M 76.75M
Net Income 31.88M 25.06M 70.58M 65.31M
Gross Margin 98.6% 98.6% 53.5% 53.5%
Operating Margin 18.0% 16.2% 49.7% 44.4%
Profit Margin 1.4% 1.3% 41.8% 37.8%
Rev Growth +14.5% +14.5% +16.2% +2.4%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 360.62M 360.62M 74.77M 70.37M
Total Equity 37.08M 37.08M 302.08M 276.26M
D/E Ratio 9.73 9.73 0.25 0.25
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 618.98M 513.65M 114.82M 111.64M
Free Cash Flow 64.25M 76.48M