OPRT
OPRT
NASDAQ · Financial Services

Oportun Financial Corp

$4.43
-0.05 (-1.12%)
As of Mar 30, 10:07 PM ET ·
Financial Highlights (FY 2026)
Revenue
323.06M
Net Income
-86,108,599
Gross Margin
Profit Margin
-26.7%
Rev Growth
-17.8%
D/E Ratio
7.93
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 65.9% 65.9%
Operating Margin -39.0% -35.1% 23.5% 23.3%
Profit Margin -26.7% -25.3% 18.7% 20.6%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 323.06M 392.78M 104.01M 111.41M
Gross Profit 68.51M 73.39M
Operating Income -126,059,155 -137,937,069 24.40M 25.94M
Net Income -86,108,599 -94,222,175 19.49M 22.97M
Gross Margin 65.9% 65.9%
Operating Margin -39.0% -35.1% 23.5% 23.3%
Profit Margin -26.7% -25.3% 18.7% 20.6%
Rev Growth -17.8% -17.8% +24.8% +20.6%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 104.12M 104.12M 46.87M 50.34M
Total Equity 13.14M 13.14M 141.99M 139.99M
D/E Ratio 7.93 7.93 0.33 0.36
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA -70,063,436 -80,924,333 41.93M 37.84M
Free Cash Flow 23.83M 22.00M