OPRT
NASDAQ · Financial Services
Oportun Financial Corp
$8.51
+0.29 (+3.47%)
Financial Highlights (FY 2026)
Revenue
388.13M
Net Income
24.14M
Gross Margin
—
Profit Margin
6.2%
Rev Growth
-14.1%
D/E Ratio
7.18
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 65.9% | 65.9% |
| Operating Margin | 10.9% | 9.8% | 23.5% | 23.3% |
| Profit Margin | 6.2% | 5.9% | 18.7% | 20.6% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 388.13M | 451.95M | 104.01M | 111.41M |
| Gross Profit | — | — | 68.51M | 73.39M |
| Operating Income | 42.15M | 44.17M | 24.40M | 25.94M |
| Net Income | 24.14M | 25.30M | 19.49M | 22.97M |
| Gross Margin | — | — | 65.9% | 65.9% |
| Operating Margin | 10.9% | 9.8% | 23.5% | 23.3% |
| Profit Margin | 6.2% | 5.9% | 18.7% | 20.6% |
| Rev Growth | -14.1% | -14.1% | +24.8% | +20.6% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 170.94M | 170.94M | 46.87M | 50.34M |
| Total Equity | 23.82M | 23.82M | 141.99M | 139.99M |
| D/E Ratio | 7.18 | 7.18 | 0.33 | 0.36 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 81.76M | 90.44M | 41.93M | 37.84M |
| Free Cash Flow | — | — | 23.83M | 22.00M |