OPRT
OPRT
NASDAQ · Financial Services

Oportun Financial Corp

$5.25
-0.13 (-2.42%)
Financial Highlights (FY 2026)
Revenue
377.08M
Net Income
23.46M
Gross Margin
Profit Margin
6.2%
Rev Growth
-14.1%
D/E Ratio
7.18
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 65.9% 65.9%
Operating Margin 10.9% 9.8% 23.5% 23.3%
Profit Margin 6.2% 5.9% 18.7% 20.6%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 377.08M 439.08M 104.01M 111.41M
Gross Profit 68.51M 73.39M
Operating Income 40.95M 42.92M 24.40M 25.94M
Net Income 23.46M 24.58M 19.49M 22.97M
Gross Margin 65.9% 65.9%
Operating Margin 10.9% 9.8% 23.5% 23.3%
Profit Margin 6.2% 5.9% 18.7% 20.6%
Rev Growth -14.1% -14.1% +24.8% +20.6%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 105.38M 105.38M 46.87M 50.34M
Total Equity 14.68M 14.68M 141.99M 139.99M
D/E Ratio 7.18 7.18 0.33 0.36
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 79.43M 87.87M 41.93M 37.84M
Free Cash Flow 23.83M 22.00M