OSBC
NASDAQ · Banking
Old Second Bancorp Inc
$23.23
-0.39 (-1.65%)
Financial Highlights (FY 2026)
Revenue
283.56M
Net Income
83.16M
Gross Margin
—
Profit Margin
27.0%
Rev Growth
+23.3%
D/E Ratio
0.14
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 67.3% | 67.3% |
| Operating Margin | 36.7% | 33.1% | 35.2% | 42.8% |
| Profit Margin | 27.0% | 25.7% | 34.0% | 26.9% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 283.56M | 230.05M | 127.94M | 135.51M |
| Gross Profit | — | — | 86.15M | 91.24M |
| Operating Income | 104.14M | 76.04M | 45.01M | 57.98M |
| Net Income | 83.16M | 60.72M | 43.51M | 36.48M |
| Gross Margin | — | — | 67.3% | 67.3% |
| Operating Margin | 36.7% | 33.1% | 35.2% | 42.8% |
| Profit Margin | 27.0% | 25.7% | 34.0% | 26.9% |
| Rev Growth | +23.3% | +23.3% | -7.7% | -8.7% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 72.53M | 72.53M | 234.06M | 192.75M |
| Total Equity | 524.85M | 524.85M | 945.80M | 900.14M |
| D/E Ratio | 0.14 | 0.14 | 0.25 | 0.21 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 180.02M | 138.75M | 62.45M | 64.27M |
| Free Cash Flow | — | — | 26.51M | 18.82M |