OVLY
OVLY
NASDAQ · Banking

Oak Valley Bancorp

$31.81
-0.24 (-0.75%)
Financial Highlights (FY 2025)
Revenue
93.06M
Net Income
27.16M
Gross Margin
50.7%
Profit Margin
29.2%
Rev Growth
-1.4%
D/E Ratio
0.30
Revenue & Net Income
Margin Trends
FY 2025 FY 2024 FY 2023
Gross Margin 50.7% 50.7% 50.7%
Operating Margin 36.5% 30.8% 39.7%
Profit Margin 29.2% 21.1% 21.9%
Income Statement
FY 2025 FY 2024 FY 2023
Revenue 93.06M 93.29M 75.53M
Gross Profit 47.20M 47.32M 38.31M
Operating Income 33.95M 28.76M 29.96M
Net Income 27.16M 19.71M 16.51M
Gross Margin 50.7% 50.7% 50.7%
Operating Margin 36.5% 30.8% 39.7%
Profit Margin 29.2% 21.1% 21.9%
Rev Growth -1.4% -3.1% +13.7%
Balance Sheet
FY 2025 FY 2024 FY 2023
Total Debt 53.13M 59.30M 56.29M
Total Equity 179.41M 171.04M 174.48M
D/E Ratio 0.30 0.35 0.32
Cash Flow
FY 2025 FY 2024 FY 2023
EBITDA 46.47M 53.29M 40.74M
Free Cash Flow 16.81M 15.80M 11.70M