PBFS
PBFS
NASDAQ · Banking

Pioneer Bancorp Inc/Ny

$13.72
-0.20 (-1.44%)
Financial Highlights (FY 2026)
Revenue
79.69M
Net Income
9.63M
Gross Margin
Profit Margin
27.5%
Rev Growth
+9.9%
D/E Ratio
0.00
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 65.0% 65.0%
Operating Margin 35.0% 31.5% 30.1% 29.1%
Profit Margin 27.5% 26.2% 23.5% 23.2%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 79.69M 72.51M 108.19M 94.81M
Gross Profit 70.34M 61.65M
Operating Income 27.86M 22.81M 32.58M 27.61M
Net Income 9.63M 7.88M 25.46M 21.97M
Gross Margin 65.0% 65.0%
Operating Margin 35.0% 31.5% 30.1% 29.1%
Profit Margin 27.5% 26.2% 23.5% 23.2%
Rev Growth +9.9% +9.9% -0.2% +19.4%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 338.1K 338.1K 119.07M 124.67M
Total Equity 169.06M 169.06M 245.79M 243.43M
D/E Ratio 0.00 0.00 0.48 0.51
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 13.70M 11.84M 44.51M 40.84M
Free Cash Flow 28.61M 18.96M