PBFS
PBFS
NASDAQ · Banking

Pioneer Bancorp Inc/Ny

$14.72
-0.12 (-0.81%)
Financial Highlights (FY 2026)
Revenue
78.91M
Net Income
20.58M
Gross Margin
Profit Margin
27.5%
Rev Growth
+9.9%
D/E Ratio
0.00
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 65.0% 65.0%
Operating Margin 35.0% 31.5% 30.1% 29.1%
Profit Margin 27.5% 26.2% 23.5% 23.2%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 78.91M 71.80M 108.19M 94.81M
Gross Profit 70.34M 61.65M
Operating Income 27.58M 22.59M 32.58M 27.61M
Net Income 20.58M 16.86M 25.46M 21.97M
Gross Margin 65.0% 65.0%
Operating Margin 35.0% 31.5% 30.1% 29.1%
Profit Margin 27.5% 26.2% 23.5% 23.2%
Rev Growth +9.9% +9.9% -0.2% +19.4%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 294.8K 294.8K 119.07M 124.67M
Total Equity 184.27M 184.27M 245.79M 243.43M
D/E Ratio 0.00 0.00 0.48 0.51
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 28.80M 24.90M 44.51M 40.84M
Free Cash Flow 28.61M 18.96M