PDLB
PDLB
NASDAQ · Banking

Ponce Financial Group Inc

$16.91
+0.20 (+1.20%)
Financial Highlights (FY 2025)
Revenue
102.71M
Net Income
31.03M
Gross Margin
48.7%
Profit Margin
30.2%
Rev Growth
-7.8%
D/E Ratio
1.31
Revenue & Net Income
Margin Trends
FY 2025 FY 2024 FY 2023
Gross Margin 48.7% 48.7% 48.7%
Operating Margin 32.9% 35.3% 35.3%
Profit Margin 30.2% 30.9% 38.0%
Income Statement
FY 2025 FY 2024 FY 2023
Revenue 102.71M 108.54M 99.12M
Gross Profit 49.99M 52.83M 48.25M
Operating Income 33.82M 38.26M 35.00M
Net Income 31.03M 33.58M 37.63M
Gross Margin 48.7% 48.7% 48.7%
Operating Margin 32.9% 35.3% 35.3%
Profit Margin 30.2% 30.9% 38.0%
Rev Growth -7.8% -6.5% -0.5%
Balance Sheet
FY 2025 FY 2024 FY 2023
Total Debt 175.58M 165.53M 170.24M
Total Equity 133.58M 121.37M 118.71M
D/E Ratio 1.31 1.36 1.43
Cash Flow
FY 2025 FY 2024 FY 2023
EBITDA 55.04M 50.00M 45.76M
Free Cash Flow 38.81M 42.37M 29.08M