PFSI
NYSE · Financial Services
Pennymac Financial Services
$65.92
-1.17 (-1.74%)
Financial Highlights (FY 2026)
Revenue
2.90B
Net Income
483.59M
Gross Margin
68.1%
Profit Margin
16.7%
Rev Growth
+9.0%
D/E Ratio
3.63
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | 68.1% | 68.1% | 67.4% | 67.4% |
| Operating Margin | 18.3% | 16.5% | 36.2% | 37.6% |
| Profit Margin | 16.7% | 15.8% | 33.8% | 39.8% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 2.90B | 2.66B | 865.93M | 754.91M |
| Gross Profit | 1.98B | 1.81B | 583.91M | 509.05M |
| Operating Income | 532.25M | 439.43M | 313.29M | 283.97M |
| Net Income | 483.59M | 399.26M | 292.39M | 300.79M |
| Gross Margin | 68.1% | 68.1% | 67.4% | 67.4% |
| Operating Margin | 18.3% | 16.5% | 36.2% | 37.6% |
| Profit Margin | 16.7% | 15.8% | 33.8% | 39.8% |
| Rev Growth | +9.0% | +9.0% | +1.3% | +8.4% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 1.34B | 1.34B | 2.04B | 1.69B |
| Total Equity | 370.06M | 370.06M | 1.79B | 1.72B |
| D/E Ratio | 3.63 | 3.63 | 1.14 | 0.99 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 584.67M | 509.53M | 460.88M | 402.95M |
| Free Cash Flow | — | — | 170.36M | 191.07M |