SFST
SFST
NASDAQ · Banking

Southern First Bancshares

$64.22
-0.13 (-0.20%)
As of Aug 18, 8:50 PM ET ·
Financial Highlights (FY 2026)
Revenue
129.29M
Net Income
36.22M
Gross Margin
Profit Margin
27.2%
Rev Growth
+8.3%
D/E Ratio
0.07
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 64.6% 64.6%
Operating Margin 29.4% 27.8%
Profit Margin 27.2% 25.8% 19.1% 24.9%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 129.29M 119.39M 183.59M 204.17M
Gross Profit 118.60M 131.90M
Operating Income 53.89M 56.79M
Net Income 36.22M 30.11M 35.08M 50.92M
Gross Margin 64.6% 64.6%
Operating Margin 29.4% 27.8%
Profit Margin 27.2% 25.8% 19.1% 24.9%
Rev Growth +8.3% +8.3% +14.4% -2.5%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 19.52M 19.52M 194.47M 193.29M
Total Equity 288.74M 288.74M 313.01M 260.57M
D/E Ratio 0.07 0.07 0.62 0.74
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 41.86M 36.72M 70.53M 72.49M
Free Cash Flow 19.72M 20.45M