SFST
SFST
NASDAQ · Banking

Southern First Bancshares

$60.85
+0.97 (+1.62%)
As of Oct 3, 2:05 AM ET ·
Financial Highlights (FY 2026)
Revenue
126.21M
Net Income
35.36M
Gross Margin
—
Profit Margin
27.2%
Rev Growth
+8.3%
D/E Ratio
0.07
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin — — 64.6% 64.6%
Operating Margin — — 29.4% 27.8%
Profit Margin 27.2% 25.8% 19.1% 24.9%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 126.21M 116.55M 183.59M 204.17M
Gross Profit — — 118.60M 131.90M
Operating Income — — 53.89M 56.79M
Net Income 35.36M 29.39M 35.08M 50.92M
Gross Margin — — 64.6% 64.6%
Operating Margin — — 29.4% 27.8%
Profit Margin 27.2% 25.8% 19.1% 24.9%
Rev Growth +8.3% +8.3% +14.4% -2.5%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 18.31M 18.31M 194.47M 193.29M
Total Equity 270.82M 270.82M 313.01M 260.57M
D/E Ratio 0.07 0.07 0.62 0.74
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 40.86M 35.85M 70.53M 72.49M
Free Cash Flow — — 19.72M 20.45M