SMBC
NASDAQ · Banking
Southern Missouri Bancorp
$70.64
-1.93 (-2.66%)
Financial Highlights (FY 2026)
Revenue
166.77M
Net Income
71.37M
Gross Margin
—
Profit Margin
25.7%
Rev Growth
+18.1%
D/E Ratio
0.06
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 66.7% | 66.7% |
| Operating Margin | 32.3% | 29.1% | 40.0% | 47.6% |
| Profit Margin | 25.7% | 24.4% | 38.4% | 39.8% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 166.77M | 141.19M | 157.42M | 172.16M |
| Gross Profit | — | — | 104.94M | 114.77M |
| Operating Income | 53.93M | 41.09M | 62.99M | 81.93M |
| Net Income | 71.37M | 54.38M | 60.40M | 68.43M |
| Gross Margin | — | — | 66.7% | 66.7% |
| Operating Margin | 32.3% | 29.1% | 40.0% | 47.6% |
| Profit Margin | 25.7% | 24.4% | 38.4% | 39.8% |
| Rev Growth | +18.1% | +18.1% | +22.6% | +2.8% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 22.32M | 22.32M | 209.07M | 196.81M |
| Total Equity | 368.27M | 368.27M | 330.76M | 378.64M |
| D/E Ratio | 0.06 | 0.06 | 0.63 | 0.52 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 73.99M | 59.51M | 86.04M | 105.08M |
| Free Cash Flow | — | — | 53.72M | 54.68M |