SMBK
NYSE · Banking
Smartfinancial Inc
$52.78
+0.21 (+0.40%)
Financial Highlights (FY 2026)
Revenue
167.21M
Net Income
50.88M
Gross Margin
—
Profit Margin
26.0%
Rev Growth
+13.6%
D/E Ratio
0.18
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 52.4% | 52.4% |
| Operating Margin | 33.2% | 29.9% | 46.2% | 41.7% |
| Profit Margin | 26.0% | 24.7% | 40.5% | 35.7% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 167.21M | 147.25M | 193.41M | 202.21M |
| Gross Profit | — | — | 101.36M | 105.97M |
| Operating Income | 55.57M | 44.04M | 89.28M | 84.30M |
| Net Income | 50.88M | 40.32M | 78.32M | 72.15M |
| Gross Margin | — | — | 52.4% | 52.4% |
| Operating Margin | 33.2% | 29.9% | 46.2% | 41.7% |
| Profit Margin | 26.0% | 24.7% | 40.5% | 35.7% |
| Rev Growth | +13.6% | +13.6% | -9.1% | +7.1% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 69.19M | 69.19M | 265.16M | 295.20M |
| Total Equity | 375.80M | 375.80M | 303.76M | 281.50M |
| D/E Ratio | 0.18 | 0.18 | 0.87 | 1.05 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 62.06M | 51.92M | 130.91M | 125.30M |
| Free Cash Flow | — | — | 51.08M | 57.47M |