SPFI
NASDAQ · Banking
South Plains Financial Inc
$45.62
+0.09 (+0.20%)
Financial Highlights (FY 2026)
Revenue
226.61M
Net Income
65.51M
Gross Margin
—
Profit Margin
27.1%
Rev Growth
+6.6%
D/E Ratio
0.12
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 55.8% | 55.8% |
| Operating Margin | 34.1% | 30.7% | 34.4% | 35.2% |
| Profit Margin | 27.1% | 25.8% | 27.5% | 28.2% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 226.61M | 212.52M | 274.02M | 287.53M |
| Gross Profit | — | — | 152.98M | 160.53M |
| Operating Income | 77.24M | 65.19M | 94.32M | 101.08M |
| Net Income | 65.51M | 55.29M | 75.38M | 81.20M |
| Gross Margin | — | — | 55.8% | 55.8% |
| Operating Margin | 34.1% | 30.7% | 34.4% | 35.2% |
| Profit Margin | 27.1% | 25.8% | 27.5% | 28.2% |
| Rev Growth | +6.6% | +6.6% | +22.9% | +19.5% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 46.55M | 46.55M | 183.95M | 190.32M |
| Total Equity | 380.02M | 380.02M | 231.65M | 240.03M |
| D/E Ratio | 0.12 | 0.12 | 0.79 | 0.79 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 104.17M | 92.81M | 125.11M | 153.46M |
| Free Cash Flow | — | — | 67.83M | 77.42M |