SPFI
NASDAQ · Banking
South Plains Financial Inc
$43.49
+0.02 (+0.05%)
Financial Highlights (FY 2026)
Revenue
238.84M
Net Income
69.04M
Gross Margin
—
Profit Margin
27.1%
Rev Growth
+6.6%
D/E Ratio
0.12
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 55.8% | 55.8% |
| Operating Margin | 34.1% | 30.7% | 34.4% | 35.2% |
| Profit Margin | 27.1% | 25.8% | 27.5% | 28.2% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 238.84M | 223.99M | 274.02M | 287.53M |
| Gross Profit | — | — | 152.98M | 160.53M |
| Operating Income | 81.41M | 68.71M | 94.32M | 101.08M |
| Net Income | 69.04M | 58.27M | 75.38M | 81.20M |
| Gross Margin | — | — | 55.8% | 55.8% |
| Operating Margin | 34.1% | 30.7% | 34.4% | 35.2% |
| Profit Margin | 27.1% | 25.8% | 27.5% | 28.2% |
| Rev Growth | +6.6% | +6.6% | +22.9% | +19.5% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 44.56M | 44.56M | 183.95M | 190.32M |
| Total Equity | 363.73M | 363.73M | 231.65M | 240.03M |
| D/E Ratio | 0.12 | 0.12 | 0.79 | 0.79 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 109.79M | 97.82M | 125.11M | 153.46M |
| Free Cash Flow | — | — | 67.83M | 77.42M |