STEL
NYSE · Banking
Stellar Bancorp Inc
$37.50
-0.06 (-0.16%)
Financial Highlights (FY 2026)
Revenue
449.44M
Net Income
101.00M
Gross Margin
—
Profit Margin
16.6%
Rev Growth
+28.4%
D/E Ratio
0.02
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 55.2% | 55.2% |
| Operating Margin | 20.2% | 18.2% | 26.7% | 25.6% |
| Profit Margin | 16.6% | 15.8% | 20.9% | 20.5% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 449.44M | 350.11M | 659.54M | 749.09M |
| Gross Profit | — | — | 364.34M | 413.81M |
| Operating Income | 90.85M | 63.69M | 176.04M | 191.95M |
| Net Income | 101.00M | 70.81M | 137.98M | 153.62M |
| Gross Margin | — | — | 55.2% | 55.2% |
| Operating Margin | 20.2% | 18.2% | 26.7% | 25.6% |
| Profit Margin | 16.6% | 15.8% | 20.9% | 20.5% |
| Rev Growth | +28.4% | +28.4% | +21.7% | +22.7% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 22.44M | 22.44M | 332.05M | 352.02M |
| Total Equity | 931.30M | 931.30M | 1.30B | 1.33B |
| D/E Ratio | 0.02 | 0.02 | 0.25 | 0.26 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 154.56M | 114.38M | 217.16M | 241.03M |
| Free Cash Flow | — | — | 126.76M | 143.17M |