STEL
STEL
NYSE · Banking

Stellar Bancorp Inc

$39.32
+0.01 (+0.03%)
As of Aug 22, 1:37 AM ET ·
Financial Highlights (FY 2026)
Revenue
449.92M
Net Income
101.11M
Gross Margin
Profit Margin
16.6%
Rev Growth
+28.4%
D/E Ratio
0.02
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 55.2% 55.2%
Operating Margin 20.2% 18.2% 26.7% 25.6%
Profit Margin 16.6% 15.8% 20.9% 20.5%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 449.92M 350.49M 659.54M 749.09M
Gross Profit 364.34M 413.81M
Operating Income 90.95M 63.76M 176.04M 191.95M
Net Income 101.11M 70.89M 137.98M 153.62M
Gross Margin 55.2% 55.2%
Operating Margin 20.2% 18.2% 26.7% 25.6%
Profit Margin 16.6% 15.8% 20.9% 20.5%
Rev Growth +28.4% +28.4% +21.7% +22.7%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 23.56M 23.56M 332.05M 352.02M
Total Equity 977.54M 977.54M 1.30B 1.33B
D/E Ratio 0.02 0.02 0.25 0.26
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 203.32M 150.47M 217.16M 241.03M
Free Cash Flow 126.76M 143.17M