STEL
STEL
NYSE · Banking

Stellar Bancorp Inc

$39.32
+0.01 (+0.03%)
As of Nov 7, 1:42 AM ET ·
Financial Highlights (FY 2026)
Revenue
449.92M
Net Income
101.11M
Gross Margin
—
Profit Margin
16.6%
Rev Growth
+28.4%
D/E Ratio
0.02
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin — — 55.2% 55.2%
Operating Margin 20.2% 18.2% 26.7% 25.6%
Profit Margin 16.6% 15.8% 20.9% 20.5%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 449.92M 350.49M 659.54M 749.09M
Gross Profit — — 364.34M 413.81M
Operating Income 90.95M 63.76M 176.04M 191.95M
Net Income 101.11M 70.89M 137.98M 153.62M
Gross Margin — — 55.2% 55.2%
Operating Margin 20.2% 18.2% 26.7% 25.6%
Profit Margin 16.6% 15.8% 20.9% 20.5%
Rev Growth +28.4% +28.4% +21.7% +22.7%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 23.56M 23.56M 332.05M 352.02M
Total Equity 977.54M 977.54M 1.30B 1.33B
D/E Ratio 0.02 0.02 0.25 0.26
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 203.32M 150.47M 217.16M 241.03M
Free Cash Flow — — 126.76M 143.17M