UCB

NYSE · Banking

United Community Banks/Ga

Mid-Cap Stocks Bank & Financial Stocks Best Dividend Stocks Highest Dividend Yield

$31.21

+0.13 (+0.42%)

As of Mar 25, 9:55 PM ET ·

Financial Highlights (FY 2025)

Revenue

1.28B

Net Income

403.78M

Gross Margin

40.8%

Profit Margin

31.5%

Rev Growth

+3.5%

D/E Ratio

0.70

Revenue & Net Income

Margin Trends

	FY 2025	FY 2024	FY 2023
Gross Margin	40.8%	40.8%	40.8%
Operating Margin	48.5%	40.3%	44.3%
Profit Margin	31.5%	32.1%	35.5%

Income Statement

	FY 2025	FY 2024	FY 2023
Revenue	1.28B	1.27B	1.16B
Gross Profit	523.12M	518.77M	471.74M
Operating Income	622.45M	513.06M	512.27M
Net Income	403.78M	409.09M	411.15M
Gross Margin	40.8%	40.8%	40.8%
Operating Margin	48.5%	40.3%	44.3%
Profit Margin	31.5%	32.1%	35.5%
Rev Growth	+3.5%	-1.3%	-7.8%

Balance Sheet

	FY 2025	FY 2024	FY 2023
Total Debt	1.07B	1.17B	1.25B
Total Equity	1.53B	1.42B	1.52B
D/E Ratio	0.70	0.83	0.82

Cash Flow

	FY 2025	FY 2024	FY 2023
EBITDA	848.99M	802.80M	790.17M
Free Cash Flow	521.43M	582.24M	516.86M