UMBF
NASDAQ · Banking
Umb Financial Corp
$134.70
-3.81 (-2.75%)
Financial Highlights (FY 2026)
Revenue
2.27B
Net Income
719.53M
Gross Margin
—
Profit Margin
29.4%
Rev Growth
+9.7%
D/E Ratio
0.49
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 32.5% | 32.5% |
| Operating Margin | 36.2% | 32.6% | 38.2% | 43.8% |
| Profit Margin | 29.4% | 27.9% | 36.9% | 35.6% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 2.27B | 2.07B | 60.65M | 75.22M |
| Gross Profit | — | — | 19.73M | 24.46M |
| Operating Income | 823.62M | 676.02M | 23.16M | 32.94M |
| Net Income | 719.53M | 590.58M | 22.36M | 26.74M |
| Gross Margin | — | — | 32.5% | 32.5% |
| Operating Margin | 36.2% | 32.6% | 38.2% | 43.8% |
| Profit Margin | 29.4% | 27.9% | 36.9% | 35.6% |
| Rev Growth | +9.7% | +9.7% | +11.5% | -1.6% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 1.68B | 1.68B | 4.27B | 5.59B |
| Total Equity | 3.40B | 3.40B | 5.24B | 5.08B |
| D/E Ratio | 0.49 | 0.49 | 0.81 | 1.10 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 959.53M | 831.33M | 33.17M | 47.30M |
| Free Cash Flow | — | — | 19.70M | 29.91M |