UPST
UPST
NASDAQ · Financial Services

Upstart Holdings Inc

$28.96
-0.04 (-0.14%)
As of May 9, 1:23 AM ET ·
Financial Highlights (FY 2026)
Revenue
930.74M
Net Income
47.79M
Gross Margin
81.9%
Profit Margin
5.1%
Rev Growth
+7.4%
D/E Ratio
2.29
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 81.9% 81.9% 52.8% 52.8%
Operating Margin 4.8% 4.3% 48.7% 50.3%
Profit Margin 5.1% 4.9% 41.5% 36.3%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 930.74M 866.53M 494.32M 444.10M
Gross Profit 762.74M 710.12M 261.08M 234.56M
Operating Income 44.49M 37.28M 240.54M 223.26M
Net Income 47.79M 40.04M 205.21M 161.13M
Gross Margin 81.9% 81.9% 52.8% 52.8%
Operating Margin 4.8% 4.3% 48.7% 50.3%
Profit Margin 5.1% 4.9% 41.5% 36.3%
Rev Growth +7.4% +7.4% +18.6% -8.5%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 965.96M 965.96M 526.59M 498.91M
Total Equity 421.85M 421.85M 2.17B 2.04B
D/E Ratio 2.29 2.29 0.24 0.25
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 88.30M 78.10M 307.09M 268.16M
Free Cash Flow 158.29M 175.95M