UPST
UPST
NASDAQ · Financial Services

Upstart Holdings Inc

$26.60
-1.31 (-4.69%)
As of Mar 24, 9:57 PM ET ·
Financial Highlights (FY 2026)
Revenue
763.26M
Net Income
39.19M
Gross Margin
81.9%
Profit Margin
5.1%
Rev Growth
+7.4%
D/E Ratio
2.29
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 81.9% 81.9% 52.8% 52.8%
Operating Margin 4.8% 4.3% 48.7% 50.3%
Profit Margin 5.1% 4.9% 41.5% 36.3%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 763.26M 710.61M 494.32M 444.10M
Gross Profit 625.49M 582.34M 261.08M 234.56M
Operating Income 36.48M 30.57M 240.54M 223.26M
Net Income 39.19M 32.84M 205.21M 161.13M
Gross Margin 81.9% 81.9% 52.8% 52.8%
Operating Margin 4.8% 4.3% 48.7% 50.3%
Profit Margin 5.1% 4.9% 41.5% 36.3%
Rev Growth +7.4% +7.4% +18.6% -8.5%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 1.05B 1.05B 526.59M 498.91M
Total Equity 456.80M 456.80M 2.17B 2.04B
D/E Ratio 2.29 2.29 0.24 0.25
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 72.41M 64.05M 307.09M 268.16M
Free Cash Flow 158.29M 175.95M