USCB
NASDAQ · Banking
Uscb Financial Holdings Inc
$19.04
+0.09 (+0.47%)
Financial Highlights (FY 2025)
Revenue
88.48M
Net Income
24.84M
Gross Margin
50.7%
Profit Margin
28.1%
Rev Growth
+0.6%
D/E Ratio
0.22
Revenue & Net Income
Margin Trends
| FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|
| Gross Margin | 50.7% | 50.7% | 50.7% |
| Operating Margin | 36.2% | 38.0% | 41.3% |
| Profit Margin | 28.1% | 29.9% | 26.8% |
Income Statement
| FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|
| Revenue | 88.48M | 89.90M | 83.64M |
| Gross Profit | 44.86M | 45.58M | 42.40M |
| Operating Income | 32.00M | 34.17M | 34.50M |
| Net Income | 24.84M | 26.84M | 22.42M |
| Gross Margin | 50.7% | 50.7% | 50.7% |
| Operating Margin | 36.2% | 38.0% | 41.3% |
| Profit Margin | 28.1% | 29.9% | 26.8% |
| Rev Growth | +0.6% | -7.5% | +12.2% |
Balance Sheet
| FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|
| Total Debt | 70.47M | 61.91M | 58.84M |
| Total Equity | 318.05M | 317.02M | 316.18M |
| D/E Ratio | 0.22 | 0.20 | 0.19 |
Cash Flow
| FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|
| EBITDA | 50.81M | 51.57M | 43.71M |
| Free Cash Flow | 27.85M | 29.49M | 31.39M |