VEL
VEL
NYSE · Financial Services

Velocity Financial Inc

$18.24
+0.22 (+1.22%)
As of Apr 4, 1:43 AM ET ·
Financial Highlights (FY 2026)
Revenue
603.34M
Net Income
107.96M
Gross Margin
89.5%
Profit Margin
17.9%
Rev Growth
+33.4%
D/E Ratio
9.72
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 89.5% 89.5% 53.4% 53.4%
Operating Margin 91.0% 81.9% 36.2% 36.8%
Profit Margin 17.9% 17.0% 28.6% 22.8%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 603.34M 452.42M 137.29M 142.16M
Gross Profit 539.93M 404.87M 73.28M 75.88M
Operating Income 548.98M 370.49M 49.68M 52.26M
Net Income 107.96M 72.86M 39.20M 32.40M
Gross Margin 89.5% 89.5% 53.4% 53.4%
Operating Margin 91.0% 81.9% 36.2% 36.8%
Profit Margin 17.9% 17.0% 28.6% 22.8%
Rev Growth +33.4% +33.4% +15.0% +14.1%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 324.45M 324.45M 151.44M 152.71M
Total Equity 33.38M 33.38M 482.47M 479.59M
D/E Ratio 9.72 9.72 0.31 0.32
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 519.96M 370.40M 73.66M 65.28M
Free Cash Flow 24.40M 15.75M