VEL
VEL
NYSE · Financial Services

Velocity Financial Inc

$18.03
+0.13 (+0.73%)
As of Aug 18, 10:08 PM ET ·
Financial Highlights (FY 2026)
Revenue
610.99M
Net Income
109.33M
Gross Margin
89.5%
Profit Margin
17.9%
Rev Growth
+33.4%
D/E Ratio
9.72
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 89.5% 89.5% 53.4% 53.4%
Operating Margin 91.0% 81.9% 36.2% 36.8%
Profit Margin 17.9% 17.0% 28.6% 22.8%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 610.99M 458.15M 137.29M 142.16M
Gross Profit 546.78M 410.00M 73.28M 75.88M
Operating Income 555.94M 375.18M 49.68M 52.26M
Net Income 109.33M 73.78M 39.20M 32.40M
Gross Margin 89.5% 89.5% 53.4% 53.4%
Operating Margin 91.0% 81.9% 36.2% 36.8%
Profit Margin 17.9% 17.0% 28.6% 22.8%
Rev Growth +33.4% +33.4% +15.0% +14.1%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 327.12M 327.12M 151.44M 152.71M
Total Equity 33.65M 33.65M 482.47M 479.59M
D/E Ratio 9.72 9.72 0.31 0.32
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 556.49M 396.42M 73.66M 65.28M
Free Cash Flow 24.40M 15.75M