VEL
VEL
NYSE · Financial Services

Velocity Financial Inc

$17.22
+0.07 (+0.41%)
Financial Highlights (FY 2026)
Revenue
603.65M
Net Income
108.02M
Gross Margin
89.5%
Profit Margin
17.9%
Rev Growth
+33.4%
D/E Ratio
9.72
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 89.5% 89.5% 53.4% 53.4%
Operating Margin 91.0% 81.9% 36.2% 36.8%
Profit Margin 17.9% 17.0% 28.6% 22.8%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 603.65M 452.65M 137.29M 142.16M
Gross Profit 540.20M 405.07M 73.28M 75.88M
Operating Income 549.26M 370.68M 49.68M 52.26M
Net Income 108.02M 72.90M 39.20M 32.40M
Gross Margin 89.5% 89.5% 53.4% 53.4%
Operating Margin 91.0% 81.9% 36.2% 36.8%
Profit Margin 17.9% 17.0% 28.6% 22.8%
Rev Growth +33.4% +33.4% +15.0% +14.1%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 302.01M 302.01M 151.44M 152.71M
Total Equity 31.07M 31.07M 482.47M 479.59M
D/E Ratio 9.72 9.72 0.31 0.32
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 520.22M 370.58M 73.66M 65.28M
Free Cash Flow 24.40M 15.75M