XP
NASDAQ · Financial Services
Xp Inc - Class A
$19.22
-0.30 (-1.54%)
Financial Highlights (FY 2026)
Revenue
15.51B
Net Income
4.11B
Gross Margin
—
Profit Margin
26.5%
Rev Growth
+12.1%
D/E Ratio
4.78
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 47.8% | 47.8% |
| Operating Margin | 33.6% | 30.2% | 31.3% | 27.5% |
| Profit Margin | 26.5% | 25.2% | 20.0% | 22.4% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 15.51B | 13.83B | 2.62B | 2.37B |
| Gross Profit | — | — | 1.25B | 1.13B |
| Operating Income | 5.21B | 4.18B | 819.94M | 649.77M |
| Net Income | 4.11B | 3.30B | 523.27M | 529.97M |
| Gross Margin | — | — | 47.8% | 47.8% |
| Operating Margin | 33.6% | 30.2% | 31.3% | 27.5% |
| Profit Margin | 26.5% | 25.2% | 20.0% | 22.4% |
| Rev Growth | +12.1% | +12.1% | +3.3% | +9.3% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 4.53B | 4.53B | 865.78M | 893.18M |
| Total Equity | 947.41M | 947.41M | 5.99B | 5.88B |
| D/E Ratio | 4.78 | 4.78 | 0.14 | 0.15 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 5.45B | 4.62B | 1.07B | 991.12M |
| Free Cash Flow | — | — | 411.71M | 354.62M |