XP
NASDAQ · Financial Services
Xp Inc - Class A
$14.78
-0.39 (-2.57%)
Financial Highlights (FY 2026)
Revenue
17.70B
Net Income
4.97B
Gross Margin
—
Profit Margin
28.1%
Rev Growth
+11.3%
D/E Ratio
8.57
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 47.8% | 47.8% |
| Operating Margin | 32.4% | 29.1% | 31.3% | 27.5% |
| Profit Margin | 28.1% | 26.7% | 20.0% | 22.4% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 17.70B | 15.90B | 2.62B | 2.37B |
| Gross Profit | — | — | 1.25B | 1.13B |
| Operating Income | 5.73B | 4.63B | 819.94M | 649.77M |
| Net Income | 4.97B | 4.02B | 523.27M | 529.97M |
| Gross Margin | — | — | 47.8% | 47.8% |
| Operating Margin | 32.4% | 29.1% | 31.3% | 27.5% |
| Profit Margin | 28.1% | 26.7% | 20.0% | 22.4% |
| Rev Growth | +11.3% | +11.3% | +3.3% | +9.3% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 3.27B | 3.27B | 865.78M | 893.18M |
| Total Equity | 382.00M | 382.00M | 5.99B | 5.88B |
| D/E Ratio | 8.57 | 8.57 | 0.14 | 0.15 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 6.02B | 5.14B | 1.07B | 991.12M |
| Free Cash Flow | — | — | 411.71M | 354.62M |