AROW
NASDAQ · Banking
Arrow Financial Corp
$38.47
-0.14 (-0.36%)
Financial Highlights (FY 2026)
Revenue
163.16M
Net Income
49.58M
Gross Margin
—
Profit Margin
32.7%
Rev Growth
+5.7%
D/E Ratio
0.06
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 36.4% | 36.4% |
| Operating Margin | 42.1% | 37.9% | 34.8% | 38.3% |
| Profit Margin | 32.7% | 31.0% | 30.1% | 37.4% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 163.16M | 154.34M | 27.28M | 30.15M |
| Gross Profit | — | — | 9.94M | 10.98M |
| Operating Income | 68.67M | 58.47M | 9.50M | 11.55M |
| Net Income | 49.58M | 42.22M | 8.21M | 11.29M |
| Gross Margin | — | — | 36.4% | 36.4% |
| Operating Margin | 42.1% | 37.9% | 34.8% | 38.3% |
| Profit Margin | 32.7% | 31.0% | 30.1% | 37.4% |
| Rev Growth | +5.7% | +5.7% | -4.7% | +10.5% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 19.49M | 19.49M | 186.85M | 167.36M |
| Total Equity | 337.74M | 337.74M | 400.78M | 478.36M |
| D/E Ratio | 0.06 | 0.06 | 0.47 | 0.35 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 61.91M | 55.64M | 13.07M | 13.98M |
| Free Cash Flow | — | — | 11.08M | 14.75M |