AROW
NASDAQ · Banking
Arrow Financial Corp
$39.40
-0.57 (-1.43%)
Financial Highlights (FY 2026)
Revenue
144.20M
Net Income
43.82M
Gross Margin
—
Profit Margin
32.7%
Rev Growth
+5.7%
D/E Ratio
0.06
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 36.4% | 36.4% |
| Operating Margin | 42.1% | 37.9% | 34.8% | 38.3% |
| Profit Margin | 32.7% | 31.0% | 30.1% | 37.4% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 144.20M | 136.41M | 27.28M | 30.15M |
| Gross Profit | — | — | 9.94M | 10.98M |
| Operating Income | 60.69M | 51.67M | 9.50M | 11.55M |
| Net Income | 43.82M | 37.31M | 8.21M | 11.29M |
| Gross Margin | — | — | 36.4% | 36.4% |
| Operating Margin | 42.1% | 37.9% | 34.8% | 38.3% |
| Profit Margin | 32.7% | 31.0% | 30.1% | 37.4% |
| Rev Growth | +5.7% | +5.7% | -4.7% | +10.5% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 17.88M | 17.88M | 186.85M | 167.36M |
| Total Equity | 309.93M | 309.93M | 400.78M | 478.36M |
| D/E Ratio | 0.06 | 0.06 | 0.47 | 0.35 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 54.72M | 49.17M | 13.07M | 13.98M |
| Free Cash Flow | — | — | 11.08M | 14.75M |