ASRV
NASDAQ · Banking
Ameriserv Financial Inc
$3.62
-0.01 (-0.28%)
Financial Highlights (FY 2026)
Revenue
56.49M
Net Income
5.74M
Gross Margin
—
Profit Margin
13.0%
Rev Growth
-0.5%
D/E Ratio
0.41
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 33.6% | 33.6% |
| Operating Margin | 6.3% | 5.7% | 41.7% | 41.6% |
| Profit Margin | 13.0% | 12.4% | 32.0% | 33.6% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 56.49M | 56.76M | 19.46M | 16.86M |
| Gross Profit | — | — | 6.54M | 5.67M |
| Operating Income | 3.57M | 3.23M | 8.11M | 7.02M |
| Net Income | 5.74M | 5.19M | 6.23M | 5.67M |
| Gross Margin | — | — | 33.6% | 33.6% |
| Operating Margin | 6.3% | 5.7% | 41.7% | 41.6% |
| Profit Margin | 13.0% | 12.4% | 32.0% | 33.6% |
| Rev Growth | -0.5% | -0.5% | -4.8% | +23.5% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 8.94M | 8.94M | 12.45M | 11.52M |
| Total Equity | 21.76M | 21.76M | 45.54M | 38.84M |
| D/E Ratio | 0.41 | 0.41 | 0.27 | 0.30 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 6.95M | 6.64M | 10.47M | 9.48M |
| Free Cash Flow | — | — | 3.42M | 4.33M |