ASRV
NASDAQ · Banking
Ameriserv Financial Inc
$4.60
-0.08 (-1.71%)
Financial Highlights (FY 2026)
Revenue
54.52M
Net Income
5.54M
Gross Margin
—
Profit Margin
13.0%
Rev Growth
-0.5%
D/E Ratio
0.25
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 33.6% | 33.6% |
| Operating Margin | 6.3% | 5.7% | 41.7% | 41.6% |
| Profit Margin | 13.0% | 12.4% | 32.0% | 33.6% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 54.52M | 54.78M | 19.46M | 16.86M |
| Gross Profit | — | — | 6.54M | 5.67M |
| Operating Income | 3.45M | 3.12M | 8.11M | 7.02M |
| Net Income | 5.54M | 5.01M | 6.23M | 5.67M |
| Gross Margin | — | — | 33.6% | 33.6% |
| Operating Margin | 6.3% | 5.7% | 41.7% | 41.6% |
| Profit Margin | 13.0% | 12.4% | 32.0% | 33.6% |
| Rev Growth | -0.5% | -0.5% | -4.8% | +23.5% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 7.53M | 7.53M | 12.45M | 11.52M |
| Total Equity | 30.68M | 30.68M | 45.54M | 38.84M |
| D/E Ratio | 0.25 | 0.25 | 0.27 | 0.30 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 8.43M | 8.04M | 10.47M | 9.48M |
| Free Cash Flow | — | — | 3.42M | 4.33M |