BAP
NYSE · Banking
Credicorp Ltd
$368.77
-11.80 (-3.10%)
Financial Highlights (FY 2026)
Revenue
5.24B
Net Income
6.93B
Gross Margin
—
Profit Margin
24.3%
Rev Growth
+6.6%
D/E Ratio
0.87
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 45.7% | 45.7% |
| Operating Margin | 35.1% | 31.6% | 30.6% | 26.5% |
| Profit Margin | 24.3% | 23.1% | 23.2% | 24.5% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 5.24B | 4.91B | 10.06B | 11.93B |
| Gross Profit | — | — | 4.60B | 5.45B |
| Operating Income | 1.84B | 1.55B | 3.08B | 3.16B |
| Net Income | 6.93B | 5.85B | 2.34B | 2.92B |
| Gross Margin | — | — | 45.7% | 45.7% |
| Operating Margin | 35.1% | 31.6% | 30.6% | 26.5% |
| Profit Margin | 24.3% | 23.1% | 23.2% | 24.5% |
| Rev Growth | +6.6% | +6.6% | +21.8% | -3.2% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 7.06B | 7.06B | 1.87B | 1.65B |
| Total Equity | 8.16B | 8.16B | 17.09B | 17.55B |
| D/E Ratio | 0.87 | 0.87 | 0.11 | 0.09 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 2.60B | 2.32B | 3.65B | 4.51B |
| Free Cash Flow | — | — | 1.75B | 2.09B |