BOTJ
BOTJ
NASDAQ · Banking

Bank Of The James Financial

$24.55
+0.00 (+0.00%)
As of Jun 24, 10:09 PM ET ·
Financial Highlights (FY 2026)
Revenue
41.53M
Net Income
9.02M
Gross Margin
Profit Margin
20.9%
Rev Growth
+2.2%
D/E Ratio
0.11
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 31.7% 31.7%
Operating Margin 29.6% 25.0%
Profit Margin 20.9% 19.8% 19.0% 18.9%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 41.53M 40.63M 28.98M 27.55M
Gross Profit 9.19M 8.74M
Operating Income 8.58M 6.89M
Net Income 9.02M 7.94M 5.52M 5.20M
Gross Margin 31.7% 31.7%
Operating Margin 29.6% 25.0%
Profit Margin 20.9% 19.8% 19.0% 18.9%
Rev Growth +2.2% +2.2% +13.2% +16.3%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 5.52M 5.52M 20.45M 25.95M
Total Equity 50.25M 50.25M 29.31M 29.42M
D/E Ratio 0.11 0.11 0.70 0.88
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 13.38M 12.43M 9.74M 8.75M
Free Cash Flow 4.19M 5.43M