CFR
NYSE · Banking
Cullen/Frost Bankers Inc
$135.33
+0.54 (+0.40%)
Financial Highlights (FY 2026)
Revenue
1.64B
Net Income
630.76M
Gross Margin
—
Profit Margin
34.2%
Rev Growth
+9.2%
D/E Ratio
1.04
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 59.8% | 59.8% |
| Operating Margin | 39.4% | 35.5% | 33.8% | 32.5% |
| Profit Margin | 34.2% | 32.4% | 36.1% | 25.7% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 1.64B | 1.50B | 2.66B | 2.11B |
| Gross Profit | — | — | 1.59B | 1.26B |
| Operating Income | 646.22M | 532.70M | 898.69M | 685.01M |
| Net Income | 630.76M | 519.95M | 959.41M | 541.96M |
| Gross Margin | — | — | 59.8% | 59.8% |
| Operating Margin | 39.4% | 35.5% | 33.8% | 32.5% |
| Profit Margin | 34.2% | 32.4% | 36.1% | 25.7% |
| Rev Growth | +9.2% | +9.2% | +22.1% | +21.8% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 2.33B | 2.33B | 1.02B | 1.14B |
| Total Equity | 2.24B | 2.24B | 3.71B | 3.78B |
| D/E Ratio | 1.04 | 1.04 | 0.28 | 0.30 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 835.90M | 727.34M | 1.15B | 802.25M |
| Free Cash Flow | — | — | 462.45M | 399.11M |