CTBI
NASDAQ · Banking
Community Trust Bancorp Inc
$69.35
-1.36 (-1.92%)
Financial Highlights (FY 2026)
Revenue
231.05M
Net Income
98.73M
Gross Margin
—
Profit Margin
36.0%
Rev Growth
+2.2%
D/E Ratio
0.44
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 44.3% | 44.3% |
| Operating Margin | 44.5% | 40.1% | 35.0% | 34.7% |
| Profit Margin | 36.0% | 34.2% | 27.6% | 23.0% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 231.05M | 226.14M | 372.54M | 296.39M |
| Gross Profit | — | — | 165.06M | 131.32M |
| Operating Income | 102.84M | 90.59M | 130.54M | 102.76M |
| Net Income | 98.73M | 86.97M | 102.76M | 68.15M |
| Gross Margin | — | — | 44.3% | 44.3% |
| Operating Margin | 44.5% | 40.1% | 35.0% | 34.7% |
| Profit Margin | 36.0% | 34.2% | 27.6% | 23.0% |
| Rev Growth | +2.2% | +2.2% | +8.5% | +7.4% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 192.83M | 192.83M | 482.88M | 519.20M |
| Total Equity | 437.15M | 437.15M | 403.10M | 453.97M |
| D/E Ratio | 0.44 | 0.44 | 1.20 | 1.14 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 110.37M | 102.63M | 183.95M | 152.43M |
| Free Cash Flow | — | — | 97.45M | 79.58M |