CTBI
NASDAQ · Banking
Community Trust Bancorp Inc
$68.35
+0.27 (+0.40%)
Financial Highlights (FY 2026)
Revenue
228.98M
Net Income
97.85M
Gross Margin
—
Profit Margin
36.0%
Rev Growth
+2.2%
D/E Ratio
0.44
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 44.3% | 44.3% |
| Operating Margin | 44.5% | 40.1% | 35.0% | 34.7% |
| Profit Margin | 36.0% | 34.2% | 27.6% | 23.0% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 228.98M | 224.12M | 372.54M | 296.39M |
| Gross Profit | — | — | 165.06M | 131.32M |
| Operating Income | 101.92M | 89.78M | 130.54M | 102.76M |
| Net Income | 97.85M | 86.19M | 102.76M | 68.15M |
| Gross Margin | — | — | 44.3% | 44.3% |
| Operating Margin | 44.5% | 40.1% | 35.0% | 34.7% |
| Profit Margin | 36.0% | 34.2% | 27.6% | 23.0% |
| Rev Growth | +2.2% | +2.2% | +8.5% | +7.4% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 190.00M | 190.00M | 482.88M | 519.20M |
| Total Equity | 430.74M | 430.74M | 403.10M | 453.97M |
| D/E Ratio | 0.44 | 0.44 | 1.20 | 1.14 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 109.39M | 101.71M | 183.95M | 152.43M |
| Free Cash Flow | — | — | 97.45M | 79.58M |