CZNC

NASDAQ · Banking

Citizens & Northern Corp

Small-Cap Stocks Bank & Financial Stocks Best Dividend Stocks Highest Dividend Yield

$23.49

+1.04 (+4.63%)

Analyst Consensus

Strong Sell

Analysts

Moderate

Coverage

Buy 0 0%

Hold 3 50%

Sell 3 50%

Price Target

Analyst Price Target +1.9% upside

Low Target $18.02

Average Target $23.94

High Target $32.65

Current Price $23.49

Current
$23.49

Target
$23.94

$18.02 $23.94 avg $32.65

Scenario Analysis

Bear Case

$18.02

-23.3%

Low target

Base Case

$23.94

+1.9%

Avg target

Bull Case

$32.65

+39.0%

High target

Risk/Reward

1.7x

Balanced

Price in Context

52-Week High

$24.12

-2.6% from high

52-Week Low

$18.16

+29.4% from low

Target vs 52W High

$23.94

-0.7% vs high

Next Earnings Report

Jul 16, 2026

15d

until earnings

EPS Est: $0.63

Peer Consensus — Banking

Stock	Consensus	Analysts	Buy %	Target	Upside
HDB HDFC Bank Limited	Strong Buy	46	96%	—	+0.0%
IBN ICICI Bank Limited	Strong Buy	42	95%	—	+0.0%
JPM JPMorgan Chase & Co	Buy	30	57%	$335.70	+2.2%
BAC Bank of America Corp	Strong Buy	29	83%	$69.86	+22.2%
RY Royal Bank Of Canada	Strong Buy	24	79%	$402.35	+94.9%
TD Toronto-Dominion Bank	Buy	23	74%	$453.98	+275.0%
WFC Wells Fargo & Co	Buy	29	72%	$276.79	+234.2%
C Citigroup Inc	Strong Buy	28	82%	$90.41	-35.6%