FISI
NASDAQ · Banking
Financial Institutions Inc
$37.36
+0.34 (+0.92%)
Financial Highlights (FY 2026)
Revenue
271.85M
Net Income
72.54M
Gross Margin
—
Profit Margin
26.5%
Rev Growth
+5.1%
D/E Ratio
0.23
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 30.3% | 30.3% |
| Operating Margin | 33.2% | 29.9% | 34.5% | 36.3% |
| Profit Margin | 26.5% | 25.2% | 27.9% | 24.9% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 271.85M | 258.59M | 287.46M | 265.50M |
| Gross Profit | — | — | 87.08M | 80.43M |
| Operating Income | 90.31M | 77.31M | 99.25M | 96.35M |
| Net Income | 72.54M | 62.10M | 80.12M | 66.22M |
| Gross Margin | — | — | 30.3% | 30.3% |
| Operating Margin | 33.2% | 29.9% | 34.5% | 36.3% |
| Profit Margin | 26.5% | 25.2% | 27.9% | 24.9% |
| Rev Growth | +5.1% | +5.1% | -3.8% | -2.3% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 68.38M | 68.38M | 185.11M | 164.43M |
| Total Equity | 299.37M | 299.37M | 391.80M | 448.48M |
| D/E Ratio | 0.23 | 0.23 | 0.47 | 0.37 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 106.88M | 96.59M | 140.88M | 143.96M |
| Free Cash Flow | — | — | 90.86M | 49.74M |