GABC
NASDAQ · Banking
German American Bancorp
$41.32
-0.21 (-0.51%)
Financial Highlights (FY 2026)
Revenue
327.44M
Net Income
113.71M
Gross Margin
—
Profit Margin
31.5%
Rev Growth
+7.5%
D/E Ratio
0.19
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 58.8% | 58.8% |
| Operating Margin | 38.2% | 34.4% | 31.1% | 38.4% |
| Profit Margin | 31.5% | 29.9% | 31.9% | 26.5% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 327.44M | 304.74M | 528.20M | 511.87M |
| Gross Profit | — | — | 310.80M | 301.20M |
| Operating Income | 125.04M | 104.73M | 164.18M | 196.66M |
| Net Income | 113.71M | 95.24M | 168.25M | 135.42M |
| Gross Margin | — | — | 58.8% | 58.8% |
| Operating Margin | 38.2% | 34.4% | 31.1% | 38.4% |
| Profit Margin | 31.5% | 29.9% | 31.9% | 26.5% |
| Rev Growth | +7.5% | +7.5% | +9.6% | -6.5% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 128.64M | 128.64M | 479.33M | 479.23M |
| Total Equity | 680.62M | 680.62M | 942.96M | 1.05B |
| D/E Ratio | 0.19 | 0.19 | 0.51 | 0.46 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 141.41M | 125.02M | 237.46M | 236.39M |
| Free Cash Flow | — | — | 180.18M | 148.23M |