HMN
NYSE · Insurance
Horace Mann Educators
$50.20
+2.73 (+5.75%)
Financial Highlights (FY 2026)
Revenue
1.67B
Net Income
157.99M
Gross Margin
—
Profit Margin
9.5%
Rev Growth
+7.1%
D/E Ratio
0.40
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 51.0% | 51.0% |
| Operating Margin | 14.0% | 12.6% | 14.6% | 16.2% |
| Profit Margin | 9.5% | 9.0% | 10.5% | 11.5% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 1.67B | 1.56B | 754.82M | 805.29M |
| Gross Profit | — | — | 384.76M | 410.48M |
| Operating Income | 233.66M | 196.43M | 110.29M | 130.73M |
| Net Income | 157.99M | 132.81M | 79.09M | 92.36M |
| Gross Margin | — | — | 51.0% | 51.0% |
| Operating Margin | 14.0% | 12.6% | 14.6% | 16.2% |
| Profit Margin | 9.5% | 9.0% | 10.5% | 11.5% |
| Rev Growth | +7.1% | +7.1% | +0.4% | +24.5% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 270.70M | 270.70M | 806.50M | 639.41M |
| Total Equity | 676.42M | 676.42M | 689.98M | 651.71M |
| D/E Ratio | 0.40 | 0.40 | 1.17 | 0.98 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 247.56M | 219.67M | 147.06M | 138.54M |
| Free Cash Flow | — | — | 88.90M | 94.43M |