HMN
HMN
NYSE · Insurance

Horace Mann Educators

$49.36
+0.33 (+0.67%)
As of Jun 23, 1:55 PM ET ·
Financial Highlights (FY 2026)
Revenue
1.66B
Net Income
157.58M
Gross Margin
Profit Margin
9.5%
Rev Growth
+7.1%
D/E Ratio
0.40
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 51.0% 51.0%
Operating Margin 14.0% 12.6% 14.6% 16.2%
Profit Margin 9.5% 9.0% 10.5% 11.5%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 1.66B 1.55B 754.82M 805.29M
Gross Profit 384.76M 410.48M
Operating Income 233.05M 195.92M 110.29M 130.73M
Net Income 157.58M 132.47M 79.09M 92.36M
Gross Margin 51.0% 51.0%
Operating Margin 14.0% 12.6% 14.6% 16.2%
Profit Margin 9.5% 9.0% 10.5% 11.5%
Rev Growth +7.1% +7.1% +0.4% +24.5%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 280.92M 280.92M 806.50M 639.41M
Total Equity 701.96M 701.96M 689.98M 651.71M
D/E Ratio 0.40 0.40 1.17 0.98
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 246.91M 219.10M 147.06M 138.54M
Free Cash Flow 88.90M 94.43M