HTBK
NASDAQ · Banking
Heritage Commerce Corp
$13.45
+0.40 (+3.07%)
Financial Highlights (FY 2026)
Revenue
191.56M
Net Income
47.75M
Gross Margin
—
Profit Margin
35.0%
Rev Growth
+9.8%
D/E Ratio
0.06
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 63.9% | 63.9% |
| Operating Margin | 49.7% | 44.7% | 41.4% | 39.1% |
| Profit Margin | 35.0% | 33.3% | 36.8% | 34.9% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 191.56M | 174.46M | 143.87M | 130.24M |
| Gross Profit | — | — | 91.94M | 83.23M |
| Operating Income | 95.14M | 77.99M | 59.56M | 50.90M |
| Net Income | 47.75M | 39.14M | 52.92M | 45.49M |
| Gross Margin | — | — | 63.9% | 63.9% |
| Operating Margin | 49.7% | 44.7% | 41.4% | 39.1% |
| Profit Margin | 35.0% | 33.3% | 36.8% | 34.9% |
| Rev Growth | +9.8% | +9.8% | -1.6% | +17.8% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 22.04M | 22.04M | 353.90M | 350.51M |
| Total Equity | 392.17M | 392.17M | 263.49M | 310.58M |
| D/E Ratio | 0.06 | 0.06 | 1.34 | 1.13 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 108.99M | 94.30M | 78.72M | 70.58M |
| Free Cash Flow | — | — | 31.63M | 31.49M |