LSBK
LSBK
NASDAQ · Banking

Lake Shore Bancorp Inc/Md

$18.96
-0.03 (-0.16%)
As of Nov 14, 10:38 PM ET ·
Financial Highlights (FY 2026)
Revenue
35.78M
Net Income
7.52M
Gross Margin
—
Profit Margin
21.1%
Rev Growth
+3.3%
D/E Ratio
—
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin — — 62.0% 62.0%
Operating Margin 25.4% 22.9% 40.4% 39.0%
Profit Margin 21.1% 20.1% 31.0% 30.5%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 35.78M 34.63M 31.86M 24.68M
Gross Profit — — 19.76M 15.31M
Operating Income 9.09M 7.92M 12.87M 9.62M
Net Income 7.52M 6.55M 9.89M 7.53M
Gross Margin — — 62.0% 62.0%
Operating Margin 25.4% 22.9% 40.4% 39.0%
Profit Margin 21.1% 20.1% 31.0% 30.5%
Rev Growth +3.3% +3.3% -2.7% +16.7%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 0 0 47.17M 37.94M
Total Equity — — 53.90M 48.10M
D/E Ratio — — 0.88 0.79
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 11.10M 10.21M 15.03M 11.92M
Free Cash Flow — — 5.49M 4.67M