MSBI
NASDAQ · Banking
Midland States Bancorp Inc
$31.72
-0.37 (-1.15%)
Financial Highlights (FY 2026)
Revenue
303.22M
Net Income
-118,712,970
Gross Margin
—
Profit Margin
30.4%
Rev Growth
+6.5%
D/E Ratio
0.25
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 32.0% | 32.0% |
| Operating Margin | 39.9% | 35.9% | 25.7% | 25.8% |
| Profit Margin | 30.4% | 28.9% | 25.0% | 23.9% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 303.22M | 284.61M | 212.04M | 173.46M |
| Gross Profit | — | — | 67.88M | 55.53M |
| Operating Income | 120.91M | 102.14M | 54.57M | 44.67M |
| Net Income | -118,712,970 | -100,283,154 | 52.91M | 41.48M |
| Gross Margin | — | — | 32.0% | 32.0% |
| Operating Margin | 39.9% | 35.9% | 25.7% | 25.8% |
| Profit Margin | 30.4% | 28.9% | 25.0% | 23.9% |
| Rev Growth | +6.5% | +6.5% | +15.5% | -9.3% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 65.03M | 65.03M | 32.11M | 32.62M |
| Total Equity | 264.47M | 264.47M | 231.69M | 198.35M |
| D/E Ratio | 0.25 | 0.25 | 0.14 | 0.16 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 161.60M | 144.09M | 66.30M | 61.61M |
| Free Cash Flow | — | — | 44.50M | 37.64M |